Credit union · NCUA insured
Solarity Credit Union CD Rates
Solarity Credit Union’s best CD rate is 4.00% APY on a 13-month share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 22, 2026.
How Solarity Credit Union’s CD rates compare
Compared with banks and credit unions near Yakima, WA, where Solarity Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Solarity Credit Union
4.00%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000
- $434
Certificate special
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Self-Help Federal Credit Union
4.18%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,307
Solarity Credit Union CD score
68
CD score
Higher than 21% of U.S. banks and credit unions
- 3–8 months3–8 mo0.25%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo0.50%
- 31–60 months31–60 mo0.50%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Solarity Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate special
4.00%APY · 2 terms
Does not apply to IRAs. Maximum opening deposit of $1 million. A penalty may be imposed for early withdrawal. Membership required.
| Term | APY · $10,000 – $1,000,000 | APY · $25,000 – $1,000,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 13 monthsDoes not apply to IRAs. Maximum opening deposit of $1 million | 4.00% | — | 4.00% | $434 |
| 26 monthsDoes not apply to IRAs. Maximum opening deposit of $1 million | — | 3.04% | —3.04% $25k–$1,000k | — |
Sources (2)
All captured Oct 4, 2026
Certificates
Up to 0.50%APY · 6 terms
Does not apply to IRAs. Early withdrawal penalty may apply. Membership required (open to all who live, work, worship or attend school in Yakima, Wenatchee, Selah, Moses Lake, Union Gap and all of Washington State).
| Term | APY · $500 and up | APY · $10,000 and up | APY · $75,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsDoes not apply to IRAs | 0.05% | 0.15% | 0.20% | 0.05%0.15% from $10k0.20% from $75k | $1 |
| 6 monthsDoes not apply to IRAs | 0.05% | 0.25% | 0.25% | 0.05%0.25% from $10k0.25% from $75k | $2 |
| 12 monthsDoes not apply to IRAs | 0.10% | 0.45% | 0.50% | 0.10%0.45% from $10k0.50% from $75k | $10 |
| 24 monthsDoes not apply to IRAs | 0.15% | 0.50% | 0.55% | 0.15%0.50% from $10k0.55% from $75k | $30 |
| 36 monthsDoes not apply to IRAs | 0.20% | 0.50% | 0.55% | 0.20%0.50% from $10k0.55% from $75k | $60 |
| 48 monthsDoes not apply to IRAs | 0.25% | 0.50% | 0.55% | 0.25%0.50% from $10k0.55% from $75k | $100 |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
IRA Certificates (Traditional and Roth)
Up to 3.80%APY · 3 terms
A $20 annual service fee applies to any membership account with one or more IRA savings or IRA certificate. A penalty may be imposed for early withdrawal. $500 minimum opening deposit.
| Term | APY · $500 and up | APY · $10,000 and up | APY · $75,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 12 monthsA $20 annual service fee applies to any membership account with one or more IRA savings or IRA certificate | 0.10% | 3.80% | 3.80% | 0.10%3.80% from $10k3.80% from $75k | $10 |
| 24 monthsA $20 annual service fee applies to any membership account with one or more IRA savings or IRA certificate | 0.15% | 2.85% | 2.85% | 0.15%2.85% from $10k2.85% from $75k | $30 |
| 36 monthsA $20 annual service fee applies to any membership account with one or more IRA savings or IRA certificate | 0.25% | 2.85% | 2.85% | 0.25%2.85% from $10k2.85% from $75k | $75 |
Sources (2)
All captured Oct 4, 2026
Who can join Solarity Credit Union
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