Credit union · NCUA insured
Mt. Rainier Credit Union CD Rates
Mt. Rainier Credit Union’s best CD rate is 1.66% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How Mt. Rainier Credit Union’s CD rates compare
Compared with banks and credit unions near Seattle, WA, where Mt. Rainier Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mt. Rainier Credit Union
1.66%APY
- Term
- 24 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $335
Share Certificates
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Mt. Rainier Credit Union CD score
61
CD score
Higher than 4% of U.S. banks and credit unions
- 3–8 months3–8 mo0.55%
- 9–15 months9–15 mo0.75%
- 16–30 months16–30 mo1.66%
- QualifiedQualified1.66%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mt. Rainier Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 1.66%APY · 3 terms
Dividends are calculated on the average daily balance and paid quarterly. 6-month Certificates dividends compounded and posted at maturity; 12 - 24 month Certificates dividends compounded and posted quarterly. Penalty may be imposed for early withdrawal. Automatically renews at maturity unless otherwise noted.
| Term | APY · $500 – $100,000 | APY · $2,500 – $100,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsDividends compounded and posted at maturity | 0.55% | — | 0.55% | $27 |
| 12 monthsDividends compounded and posted quarterly | 0.75% | — | 0.75% | $75 |
| 24 monthsOne time bump up option: during term, permitted to make a one-time written request to adjust interest rate to the rate in effect for the same term certificate. Dividends compounded and posted quarterly | — | 1.66% | 1.66% | $335 |
Special-purpose accounts
Kids Kickoff Special (21& under)
0.20%APY · 1 term
For ages 21 and under. $100 minimum deposit / $1,000 maximum deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months$100 minimum deposit/$1,000 maximum deposit. For ages 21 & under. 6-month Certificates dividends compounded and posted at maturity | 0.20% | — |
Sources (1)
- mtrainierfcu.com/rates-fees · captured Sep 15, 2026
Who can join Mt. Rainier Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in the state of Washington.
Cost to join
- Joining requires opening a savings (share) account and depositing a minimum of $25.
Membership information collected October 4, 2026.