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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 151–165 results in Washington

  1. WaFd Bank30 Month CD SpecialCD · 30 months · $1,000 min

    Bank · 75 branches

    2.95%APY$754 over 30 months on $10,000intro rate
  2. Harborstone Credit UnionFlexible CertificateCD · 12 months · $500 min

    Credit union · 31 branches

    2.90%APY$290 over 1 year on $10,000
  3. Kitsap Credit UnionBump Rate CertificateCD · 12 months · $500 min

    Credit union · 13 branches

    2.90%APY$290 over 1 year on $10,000intro rate
  4. SnoCope Credit UnionBump CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    2.82%APY$1,492 over 60 months on $10,000
  5. Bank of the PacificConsumer Certificate of DepositCD · 9–12 months · $500 min · 2.79%–3.56% by balance

    Bank · 15 branches

    2.79%APY
  6. OnPoint Community Credit UnionCertificates of DepositCD · 60 months · $1,000 min

    Credit union · 8 branches

    2.75%APY$1,453 over 60 months on $10,000
  7. Sound Credit UnionBump CertificateCD · 36 months · $2,500 min

    Credit union · 26 branches

    2.65%APY$816 over 36 months on $10,000
  8. First Citizens BankSpecial-Feature CDCD · 3–5 months · $500 min

    Bank · 7 branches

    2.50%APYintro rate
  9. Top Carrot, Carrot Score 88
    First Fed BankFixed CD RatesCD · 12 months · $100 min

    Bank · 11 branches

    2.50%APY$250 over 1 year on $10,000
  10. Heritage BankFixed Rate CDsCD · 12–17 months · $2,500 min

    Bank · 59 branches

    2.50%APY
  11. People's Community Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · 5 branches

    2.50%APY$769 over 36 months on $10,000
  12. Peak Credit UnionSave to Win CertificateCD · 12 months · $25 min

    Credit union · 21 branches

    2.40%APY$240 over 1 year on $10,000
  13. Peoples BankPersonal CDCD · 60 months · $500 min

    Bank · 23 branches

    2.30%APY$1,204 over 60 months on $10,000
  14. Cashmere Valley Bank24Mo. Rising Rate CDCD · 24 months · $100 min

    Bank · 12 branches

    2.27%APY$459 over 24 months on $10,000
  15. Great NorthWest Federal Credit UnionPlatinum Plus CertificatesCD · 24 months · $500 min

    Credit union · 5 branches

    2.26%APY$457 over 24 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Washington

948 CDs at 109 banks and credit unions · checked Oct 15–23

Typical
2.90%
Top 10% from
4.00%
Banks, typical
2.15%
Credit unions, typical
3.10%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Washington

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. ICCUCredit union · 8 branches
  2. Ironworkers USA Credit UnionCredit union · 2 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate