Bank · FDIC insured
First Fed Bank CD Rates
Top CarrotFirst Fed Bank’s best CD rate is 4.20% APY on a 13-month CD. Terms run from 2 months to 5 years. Rates checked October 22, 2026.
How First Fed Bank’s CD rates compare
Compared with banks and credit unions near Port Angeles, WA, where First Fed Bank has the most branches. $10,000, best rate first.
This bank’s best
First Fed Bank
4.20%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000
- $456
CD Promos
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
3rd-highest rate
1st Security Bank
4.17%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $417
First Fed Bank CD score
85
CD score
Higher than 69% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo4.20%
- 16–30 months16–30 mo2.25%
- 31–60 months31–60 mo2.25%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Fed Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Promos
Up to 4.20%APY · 2 terms
Penalties may be imposed for early withdrawal.
| Term | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 7 months | 3.85% | — | 3.85% | $223 |
| 13 months | — | 4.20% | 4.20% | $456 |
Sources (1)
- ourfirstfed.com/personal/savings/certificates-of-deposit · captured Oct 22, 2026
Jumbo CDs
Up to 3.00%APY · 3 terms
Interest compounds daily. If your Jumbo CD balance falls below $100,000, the account will be closed and incur an early withdrawal penalty.
| Term | APY · $100,000 – $250,000 | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 2.75% | 2.75% | —2.75% $100k–$250k2.75% from $250k | — |
| 12 months | 3.00% | 3.00% | —3.00% $100k–$250k3.00% from $250k | — |
| 18 months | 2.75% | 2.75% | —2.75% $100k–$250k2.75% from $250k | — |
Sources (1)
- ourfirstfed.com/personal/savings/certificates-of-deposit · captured Oct 22, 2026
Fixed CD Rates
Up to 2.50%APY · 8 terms
Interest compounds daily. Penalties may be imposed on early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 2 monthsTerm is 46 Days | 0.05% | $1 |
| 3 months | 2.25% | $56 |
| 6 months | 2.25% | $112 |
| 12 months | 2.50% | $250 |
| 24 months | 2.25% | $455 |
| 36 months | 2.25% | $690 |
| 48 months | 1.90% | $782 |
| 60 months | 1.90% | $987 |
Sources (1)
- ourfirstfed.com/rates · captured Oct 22, 2026
Variable Rate CD
0.25%APY · 1 term
Interest compounds daily. Interest rate and annual percentage yield may change after the account is opened. Penalties may be imposed on early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 months | 0.25% | $19 |
Sources (1)
- ourfirstfed.com/rates · captured Oct 22, 2026
Special-purpose accounts
Traditional and Roth IRA CDs
Up to 3.64%APY · 3 terms
Interest compounds daily. Open in a branch or by phone. No monthly maintenance fee, but there is a $10 annual trustee fee per IRA customer. There is a $25 closing fee for premature withdrawals or complete transfers. Penalty will be imposed for early withdrawal, but is waived at age 59 1/2, you are disabled, or in the event of your death.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsOpen in a branch or by phone | 3.64% | $364 |
| 36 monthsOpen in a branch or by phone | 2.90% | $895 |
| 60 monthsOpen in a branch or by phone | 2.54% | $1,336 |
Sources (1)
- ourfirstfed.com/personal/savings/ira · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.