Bank · FDIC insured
Bank of the Pacific
A $1.3B bank headquartered in Aberdeen, WA, with 18 branches in 2 states. Best rates: CDs 3.56% and savings 0.04% APY.
Bank of the Pacific Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#9 of 10 in Aberdeen, WA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of the Pacific
Bank of the Pacific was formed in 1971 and merged into Banner Bank on September 1, 2026, becoming a division of Banner Bank.
The bank completed a merger of equals with Bank of Grays Harbor in 1999 and added Bellingham-based Bank Northwest in 2004.
It operates fifteen branch locations across Western Washington and Northern Oregon.
- Headquarters
- 300 E Market St, Aberdeen, WA 98520
- FDIC certificate
- 23041 ↗
Branches
18 branches in 2 states
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Washington
15 branches
Aberdeen area · 5
- Bank of the PacificMain office300 E Market St, Aberdeen, WA 98520Directions
- Hoquiam Branch405 8th St, Hoquiam, WA 98550Directions
- Montesano Branch150 S Main St, Montesano, WA 98563Directions
- Ocean Shores Branch145 W Chance A La Mer Nw, Ocean Shores, WA 98569Directions
- Taholah Branch1214 Aalis Dr, Taholah, WA 98587Directions
Bellingham area · 3
- Bellingham Branch100 Grand Ave, Bellingham, WA 98225Directions
- Hannegan Branch4124 Hannegan Rd, Bellingham, WA 98226Directions
- Lynden Branch1800 Front St, Lynden, WA 98264Directions
Mount Vernon area · 1
- Anacortes Branch801 Commercial Ave, Anacortes, WA 98221Directions
Cathlamet area · 1
- Cathlamet Branch56 Main St, Cathlamet, WA 98612Directions
Long Beach area · 1
- Long Beach Branch1007 Pacific Ave S, Long Beach, WA 98631Directions
Ocean Park area · 1
- Ocean Park Branch1802 Bay Ave, Ocean Park, WA 98640Directions
Olympia area · 1
- Olympia Branch520 Union Ave Se, Olympia, WA 98501Directions
Raymond area · 1
- Raymond Branch560 Commercial St, Raymond, WA 98577Directions
Portland area · 1
- Vancouver Branch400 E Mill Plain Blvd, Vancouver, WA 98660Directions
Oregon
3 branches
Astoria area · 2
- Seaside Branch761 Avenue G, Seaside, OR 97138Directions
- Warrenton Branch651 Se Marlin Ave, Warrenton, OR 97146Directions
Portland area · 1
- Lake Oswego Branch5335 Meadows Road, Lake Oswego, OR 97035Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.99% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.04% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.09% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $69 | $88 | — |
- CapitalLeverage ratio10.99%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.04%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.09%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$69Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of the Pacific are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.