Credit union · NCUA insured
People's Community Federal Credit Union
A $279.3M credit union headquartered in Vancouver, WA, with 10,432 members and 5 branches in Washington. Best rates: CDs 4.00% and savings 0.30% APY.
People's Community Federal Credit Union Carrot Score
69
Carrot Score
Higher than 25% of U.S. banks and credit unions
#34 of 56 in Portland, OR-WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About People's Community Federal Credit Union
Chartered in 1952 in Vancouver, Washington as Machinists No. 17 Federal Credit Union, People's Community Federal Credit Union is a member-owned financial cooperative.
After merging with Clarkco Employees Credit Union in 1988 and adopting its current name in 1999, the credit union now serves Clark, Cowlitz, and Skamania counties.
- Headquarters
- 7403 NE Hazel Dell Ave, Vancouver, WA 98665-8310
- NCUA charter
- 24713
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Clark, Cowlitz, or Skamania counties are eligible for membership.
Family and household
- Family members of eligible members are eligible to join, regardless of where they live.
Cost to join
- Membership requires paying a $5 membership fee and depositing $50 into a Carefree Savings account (or maintaining $5 in Carefree Savings if opening another deposit account).
Branches
5 branches in Washington
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Washington
5 branches
- Hazel DellMain office7403 NE Hazel Dell Ave, Vancouver, WA 98665Directions
- Battle Ground121 NW 20th Ave, Battle Ground, WA 98604Directions
- Ridgefield195 S 65th Ave Ste 102, Ridgefield, WA 98642Directions
- Fishers Landing16211 SE 12th St, Vancouver, WA 98683Directions
- Waterfront701 W Columbia Way, Vancouver, WA 98660Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.51% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.32% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.90% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $52 | $76 | — |
- CapitalNet worth ratio15.51%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.32%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.90%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$52Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of People's Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.