Bank · FDIC insured
Bank of the Pacific CD Rates
Bank of the Pacific’s best CD rate is 3.56% APY on a 9-month CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How Bank of the Pacific’s CD rates compare
Compared with banks and credit unions near Aberdeen, WA, where Bank of the Pacific has the most branches. $10,000, best rate first.
This bank’s best
Bank of the Pacific
2.79%APY
- Term
- 9–12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- —
Consumer Certificate of Deposit
Top rate
Timberland Bank
4.20%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $637
2nd-highest rate
1st Security Bank
4.17%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $417
Bank of the Pacific CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo2.28%
- 9–15 months9–15 mo2.79%
- 16–30 months16–30 mo0.75%
- 31–60 months31–60 mo0.50%
- QualifiedQualified2.79%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of the Pacific ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Consumer Certificate of Deposit
Up to 2.79%APY · 9 terms
Early withdrawal penalty may be imposed.
| Term | APY · $500 – $24,999 | APY · $25,000 – $49,999 | APY · $50,000 – $99,999 | APY · $100,000 – $249,999 | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 1–5 months | 0.15% | 0.25% | 0.25% | 0.35% | 0.40% | 0.15%0.25% $25k–$50k0.25% $50k–$100k0.35% $100k–$250k0.40% from $250k | $1 |
| 6–8 months | 2.28% | 2.28% | 2.53% | 2.79% | 3.05% | 2.28%2.28% $25k–$50k2.53% $50k–$100k2.79% $100k–$250k3.05% from $250k | $113 |
| 9–12 months | 2.79% | 2.79% | 3.05% | 3.56% | 3.56% | 2.79%2.79% $25k–$50k3.05% $50k–$100k3.56% $100k–$250k3.56% from $250k | $209 |
| 13–17 months | 1.51% | 1.51% | 1.77% | 2.02% | 2.28% | 1.51%1.51% $25k–$50k1.77% $50k–$100k2.02% $100k–$250k2.28% from $250k | $164 |
| 18–23 months | 0.75% | 0.75% | 0.75% | 1.01% | 1.01% | 0.75%0.75% $25k–$50k0.75% $50k–$100k1.01% $100k–$250k1.01% from $250k | $113 |
| 24–35 months | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50%0.50% $25k–$50k0.50% $50k–$100k0.50% $100k–$250k0.50% from $250k | $100 |
| 36–47 months | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50%0.50% $25k–$50k0.50% $50k–$100k0.50% $100k–$250k0.50% from $250k | $151 |
| 48–59 months | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35%0.35% $25k–$50k0.35% $50k–$100k0.35% $100k–$250k0.35% from $250k | $141 |
| 60–Unknown months | 0.40% | 0.40% | 0.40% | 0.40% | 0.40% | 0.40%0.40% $25k–$50k0.40% $50k–$100k0.40% $100k–$250k0.40% from $250k | $202 |
Sources (2)
All captured Sep 15, 2026
Special-purpose accounts
Bear at the Bank CD
0.30%APY · 1 term
For children. Early withdrawal penalty may be imposed.
| Term | APY · $100 – $24,999 | APY · $25,000 – $49,999 | APY · $50,000 – $99,999 | APY · $100,000 – $249,999 | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 12 months | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | 0.30%0.30% $25k–$50k0.30% $50k–$100k0.30% $100k–$250k0.30% from $250k | $30 |
Sources (1)
- bankofthepacific.com/checking-…tificates-of-deposit-cds · captured Sep 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.