Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 151–165 results in Virginia
- 3.33%APY$1,033 over 36 months on $10,000with conditions
Requirements
Offer: Preferred Relationship
Qualified rate · 3.28% interest rate · Effective Aug 25, 2026
Rate checked
More details - 3.31%APY$501 over 18 months on $10,000with conditions
Requirements
Product: Rate includes a 0.10% (10 basis points) Justice National Account (JNA) or Beyond the Badge Checking Account relationship rate increase on new and renewed certificate accounts. Certificate rate increase effective by end of day on date of opening or renewal. Accounts must be under the same Member Number. Relationship rate will be reduced to original dividend rate for remainder of term if checking account is closed. Penalty for early withdrawal: 90 days of dividends for terms of 12 months or less; 180 days of dividends for terms of 13 months or more.
Offer: Relationship rate includes 0.10% boost.
Qualified rate · 3.27% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$191 over 7 months on $10,000with conditions
Requirements
Product: All funds including dividends may be withdrawn without penalty after the first 6 days following the funding date. Minimum deposit is $500.
Offer: Rewards APY requires two qualifying relationships.
Qualified rate · 3.25% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - The United Methodist Credit UnionSpecial 8-Month Certificate for IndividualsCD · 8 months · $1,000 min
Credit union · 1 branch
3.30%APY$219 over 8 months on $10,000Requirements
Product: For individuals. No setup or ongoing fees. 90-day interest penalty for early withdrawal.
3.25% interest rate · Effective Nov 18, 2025
Rate checked
More details - Chartway Credit Union12-Month Promo Certificate (No Penalty)CD · 12 months · $500 min
Credit union · 18 branches
3.30%APY$330 over 1 year on $10,000intro rateRequirements
Product: Must be funded completely with new deposits (funds not currently on deposit with Chartway Credit Union). Minimum $500 to open ($100 if under 18 years old). One withdrawal without penalty once account open for at least 7 days; additional withdrawals subject to 90 days' dividends early withdrawal penalty. Renews at current 12-month No Penalty certificate rate. Share Certificate only.
Offer: New deposits only. One penalty-free withdrawal after 7 days; additional withdrawals incur 90 days' dividend penalty. $500 minimum ($100 if under 18). Renews at current 12-month No Penalty certificate rate. Share Certificate only.
Promotional rate · Effective Feb 3, 2025
Rate checked
More details - Augusta County Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · 1 branch
3.30%APY$330 over 1 year on $10,000Requirements
Product: Requires credit union membership with purchase and maintenance of at least 1 share ($5.00 par value). Automatic renewal unless notified.
Offer: Fixed rate; dividends compounded daily and credited quarterly; additional deposits or partial withdrawals not allowed; early withdrawal penalty applies.
Compounded daily
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More details - 3.30%APY$358 over 13 months on $10,000
3.25% interest rate
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More details - 3.30%APY$358 over 13 months on $10,000
- Topside Federal Credit UnionRate Boost CertificateCD · 36 months · $100 min · 3.30%–3.40% by balance
Credit union · 4 branches
3.30%APY$1,023 over 36 months on $10,000Requirements
Product: Lock in dividend rate with the opportunity to increase it one time if the published Rate Boost Certificate rate for the same term rises during the certificate term. $100 minimum opening deposit. Available in 3-year and 5-year terms.
Offer: One-time rate increase option during the certificate term.
3.25% interest rate
Rate by balance
Rate by balance for Rate Boost Certificate Balance APY $100 – $25,000Your amount 3.30% $25,000 and up 3.40% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Penalty may be imposed for early withdrawal.
3.21% interest rate · Effective Oct 5, 2026
Rate checked
More details - Topside Federal Credit Union1 Year Add-On CertificateCD · 12 months · $100 min
Credit union · 4 branches
3.25%APY$325 over 1 year on $10,000Requirements
Product: Start with $100 and add funds anytime during the 12-month term. Fixed rate on the entire balance. Dividends compound daily and are paid at maturity. Automatically renews as a new 1-Year Add-On Certificate.
Offer: Dividends compounded daily and paid in full at maturity.
3.21% interest rate · Compounded daily
Rate checked
More details - 3.25%APY$1,007 over 36 months on $10,000
Requirements
Product: Fixed rate for term. Penalty for early withdrawal: 18 months interest. 7 calendar days grace period. Interest compounded and credited monthly.
Offer: Fixed rate for term. Penalty for early withdrawal: 18 months interest. 7 calendar days grace period. Interest compounded and credited monthly.
Effective Oct 1, 2026
Rate checked
More details - The Farmers Bank of AppomattoxCertificates of DepositCD · 6 months · $1,000 min · 3.20%–3.50% by balance
Bank · 6 branches
3.20%APY$159 over 6 months on $10,0003.18% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 and upYour amount 3.20% $100,000 and up 3.50% Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Virginia
1,325 CDs at 135 banks and credit unions · checked Oct 16–23
- Typical
- 3.15%
- Top 10% from
- 4.10%
- Banks, typical
- 2.14%
- Credit unions, typical
- 3.47%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches