Credit union · NCUA insured
Midway Federal Credit Union
A $10M credit union headquartered in Winchester, VA, with 790 members and 1 branch in Virginia. Best rates: CDs 3.30% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—3.30%CD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Midway Federal Credit Union
Founded in 1961, Midway Federal Credit Union is headquartered in Winchester, Virginia.
The credit union serves the Mt. Weather Federal Employee community.
- Headquarters
- 158 Front Royal Pike Ste 101, Winchester, VA 22602
- NCUA charter
- 14408
Branches
1 branch in Virginia
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Virginia
1 branch
- Winchester MainMain office158 Front Royal Pike Ste 101, Winchester, VA 22602Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 23.64% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.11% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio23.64%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.11%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Midway Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.