Bank · FDIC insured
The Farmers Bank of Appomattox
A $374.6M bank headquartered in Appomattox, VA, with 6 branches in Virginia. Best rates: CDs 3.75% and savings 0.10% APY.
The Farmers Bank of Appomattox Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#16 of 17 in Lynchburg, VA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Farmers Bank of Appomattox
- Headquarters
- 223 Main St, Appomattox, VA 24522
- FDIC certificate
- 6813 ↗
Branches
6 branches in Virginia
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Virginia
6 branches
Lynchburg area · 4
- The Farmers Bank of AppomattoxMain office223 Main St, Appomattox, VA 24522Directions
- Triangle Plaza Branch169 Old Courthouse Road, Appomattox, VA 24522Directions
- Concord Branch10272 Village Highway, Concord, VA 24538Directions
- Timberlake Branch8112 Timberlake Road, Lynchburg, VA 24502Directions
Dillwyn area · 1
- Dillwyn Branch16086 N James Madison Hwy, Dillwyn, VA 23936Directions
Farmville area · 1
- Farmville/Longwood Plaza Branch1508 S Main St, Farmville, VA 23901Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.58% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.59% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.98% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $83 | $81 | — |
- CapitalLeverage ratio12.58%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.59%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.98%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$83Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Farmers Bank of Appomattox are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.