Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in South Carolina
- 3.34%APY$334 over 1 year on $10,000
3.30% interest rate · Effective Oct 20, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.30%APY$414 over 15 months on $10,000intro rate
Requirements
Product: Accrues daily with quarterly compounding and crediting. Minimum to open $500. $500 daily minimum balance must be maintained to earn APY. Early withdrawal penalties apply.
Offer: *15 Month Special Quarterly Interest. $500 minimum balance must be maintained to earn APY. Early withdrawal penalty: three months interest (for more than 12 months).
Promotional rate · Effective Sep 23, 2026
Rate checked
More details - Palmetto Citizens Federal Credit Union24 Month Step Up CertificateCD · 24 months · $500 min · 3.20%–3.30% by balance
Credit union · 16 branches
3.20%APY$650 over 24 months on $10,000Requirements
Product: 24 Month Step Up certificate. Rates subject to change without notice.
3.15% interest rate
Rate by balance
Rate by balance for 24 Month Step Up Certificate Balance APY $500 and upYour amount 3.20% $100,000 and up 3.25% $250,000 and up 3.30% Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.15%APY$315 over 1 year on $10,000with conditions
Requirements
Product: Early withdrawal subject to penalty and may affect yield. Fees may reduce earnings. Deposits of $100,000.00 or greater may be subject to a different interest rate quoted at the time of deposit.
Offer: Term: 12 Months. Compounding: Daily.
Qualified rate · 3.10% interest rate · Effective Mar 6, 2026
Rate checked
More details - 3.10%APY$1,649 over 60 months on $10,000
Requirements
Product: Dividends paid monthly. Early withdrawal penalties apply. Valid only for new deposits: no transfers from shares or other accounts with Latitude 32.
3.06% interest rate · Effective Sep 23, 2026
Rate checked
More details - 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
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More details - 3.05%APY$305 over 1 year on $10,000
3.00% interest rate
Rate checked
More details - Truliant Federal Credit UnionFlex CertificatesCD · 24 months · $250 min · 2.92%–3.08% by balance
Credit union · 6 branches
2.98%APY$605 over 24 months on $10,000Requirements
Offer: You may increase your dividend rate to the rate in effect at the time of your request one time prior to maturity, not to exceed 1% above the original rate.
2.89% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Flex Certificates Balance APY $250 and up 2.92% $5,000 and upYour amount 2.98% $25,000 and up 3.03% $100,000 and up 3.08% Rate checked
More details - Bank of Travelers RestPrime Rate Certificates of DepositCD · 48 months · $1,000 min
Bank · 11 branches
2.83%APY$1,181 over 48 months on $10,000Requirements
Product: Additional deposits are allowed. Rate may change after account is opened. Interest varies based on the Prime Rate as defined in The Wall Street Journal.
Offer: Additional deposits allowed. Rate may change after account is opened.
2.80% interest rate · Balance cap $2,000,000 · Effective Oct 20, 2026
Rate checked
More details - 2.78%APY$564 over 24 months on $10,000
Requirements
Product: Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
Offer: Fixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
2.75% interest rate · Compounded quarterly · Effective Aug 16, 2022
Rate checked
More details - 2.75%APY$558 over 24 months on $10,000
Requirements
Product: Interest accrues daily, pays monthly, quarterly or at maturity. Automatically renewable. Ten days' grace period at maturity. Early withdrawal penalties may apply.
Offer: Early withdrawal penalties may apply. Interest rates are subject to change.
2.75% interest rate · Effective Sep 17, 2026
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - 2.50%APY$506 over 24 months on $10,000
Requirements
Product: Dividends paid monthly. Penalties apply for early withdrawals. Based on dividends remaining on deposit until maturity.
2.47% interest rate · Effective Sep 23, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in South Carolina
718 CDs at 76 banks and credit unions · checked Oct 15–22
- Typical
- 2.79%
- Top 10% from
- 4.00%
- Banks, typical
- 1.25%
- Credit unions, typical
- 3.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches