Bank · FDIC insured
The Bank of South Carolina CD Rates
The Bank of South Carolina’s best CD rate is 2.75% APY on a 2-year CD. Terms run from 1 month to 2 years. Rates checked October 22, 2026.
How The Bank of South Carolina’s CD rates compare
Compared with banks and credit unions near Charleston, SC, where The Bank of South Carolina has the most branches. $10,000, best rate first.
This bank’s best
The Bank of South Carolina
2.75%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $558
Certificates of Deposit
Top rate
Coastal States Bank
4.50%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $260
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
The Bank of South Carolina CD score
63
CD score
Higher than 10% of U.S. banks and credit unions
- 3–8 months3–8 mo1.75%
- 9–15 months9–15 mo2.25%
- 16–30 months16–30 mo2.75%
- QualifiedQualified2.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Bank of South Carolina ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 2.75%APY · 7 terms
Interest accrues daily, pays monthly, quarterly or at maturity. Automatically renewable. Ten days' grace period at maturity. Early withdrawal penalties may apply.
| Term | APY · $1,000 – $250,000 | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1 monthBalances Greater than $250,000. Early withdrawal penalties may apply. Interest rates are subject to change | — | 1.25% | —1.25% from $250k | — |
| 1 monthEarly withdrawal penalties may apply. Interest rates are subject to change | 1.25% | — | 1.25% | $10 |
| 3 monthsBalances Greater than $250,000. Early withdrawal penalties may apply. Interest rates are subject to change | — | 1.50% | —1.50% from $250k | — |
| 3 monthsEarly withdrawal penalties may apply. Interest rates are subject to change | 1.50% | — | 1.50% | $37 |
| 6 monthsBalances Greater than $250,000. Early withdrawal penalties may apply. Interest rates are subject to change | — | 1.75% | —1.75% from $250k | — |
| 6 monthsEarly withdrawal penalties may apply. Interest rates are subject to change | 1.75% | — | 1.75% | $87 |
| 9 monthsBalances Greater than $250,000. Early withdrawal penalties may apply. Interest rates are subject to change | — | 2.00% | —2.00% from $250k | — |
| 9 monthsEarly withdrawal penalties may apply. Interest rates are subject to change | 2.00% | — | 2.00% | $150 |
| 12 monthsBalances Greater than $250,000. Early withdrawal penalties may apply. Interest rates are subject to change | — | 2.25% | —2.25% from $250k | — |
| 12 monthsEarly withdrawal penalties may apply. Interest rates are subject to change | 2.25% | — | 2.25% | $225 |
| 18 monthsBalances Greater than $250,000. Early withdrawal penalties may apply. Interest rates are subject to change | — | 2.50% | —2.50% from $250k | — |
| 18 monthsEarly withdrawal penalties may apply. Interest rates are subject to change | 2.50% | — | 2.50% | $377 |
| 24 monthsBalances Greater than $250,000. Early withdrawal penalties may apply. Interest rates are subject to change | — | 2.75% | —2.75% from $250k | — |
| 24 monthsEarly withdrawal penalties may apply. Interest rates are subject to change | 2.75% | — | 2.75% | $558 |
Special-purpose accounts
Individual Retirement Accounts
Up to 1.25%APY · 2 terms
IRAs are set up in the form of Certificates of Deposit available in 12-month fixed and 18-month fixed CDs. Automatically renewable. Minimum to open and contribute is $100.00.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed Rate. Interest rates are subject to change | 1.00% | $100 |
| 18 monthsFixed Rate. Interest rates are subject to change | 1.25% | $188 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.