Credit union · NCUA insured
Edisto Federal Credit Union CD Rates
Edisto Federal Credit Union’s best CD rate is 3.05% APY on a 1-year share certificate (CD). Terms run from 3 months to 1 year. Rates checked October 22, 2026.
How Edisto Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Orangeburg, SC, where Edisto Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Edisto Federal Credit Union
3.05%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $305
Certificate of Deposit
Top rate
AllSouth Federal Credit Union
4.13%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $413
2nd-highest rate
First Citizens Bank
4.00%APY
- Term
- 5 months
- Minimum
- $5,000
- Earns on $10,000
- $165
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.05%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.15% | $4 |
| 6 months | 0.20% | $10 |
| 12 months | 3.05% | $305 |
Sources (1)
- edistofederalcu.org/accounts · captured Sep 19, 2026
Who can join Edisto Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees or members of Allendale County Public School System are eligible for membership.
- Employees or members of Calhoun County Public School District are eligible for membership.
- Employees of Claflin University are eligible for membership.
- Employees or members of Denmark Technical College are eligible for membership.
- Employees or members of Orangeburg County Consolidated School Districts 3, 4 and 5 are eligible for membership.
- Employees or members of South Carolina State University are eligible for membership.
2 more ways to join
Military, government and schools
- Employees or members of Voorhees College are eligible for membership.
Family and household
- Family members including mother, father, sister, brother, adopted or foster child, as well as permanent members of the household are eligible for membership.
Membership information collected October 4, 2026.