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Credit union · NCUA insured

Palmetto Citizens Federal Credit Union CD Rates

Palmetto Citizens Federal Credit Union’s best CD rate is 3.92% APY on a 1-year share certificate (CD). Terms run from 3 months to 7 years. Rates checked October 22, 2026.

How Palmetto Citizens Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Columbia, SC, where Palmetto Citizens Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Palmetto Citizens Federal Credit Union

    3.82%APY

    Term
    12 months
    Minimum
    —
    Earns on $10,000
    $382

    Certificate

  • Top rate

    1st Cooperative Federal Credit Union

    4.50%APY

    Term
    15 months
    Minimum
    $1,000
    Earns on $10,000
    $566

    1st Cooperative Federal Credit Union rates

  • Top Carrot, Carrot Score 91

    2nd-highest rate

    Carolinas Telco Federal Credit Union

    4.30%APY

    Term
    15 months
    Minimum
    $500
    Earns on $10,000
    $540

    Carolinas Telco Federal Credit Union rates

Compare CD rates near you →

Palmetto Citizens Federal Credit Union CD score

79

CD score

Higher than 50% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.45%
  • 9–15 months9–15 mo3.82%
  • 16–30 months16–30 mo3.56%
  • 31–60 months31–60 mo3.30%
  • QualifiedQualified3.82%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Palmetto Citizens Federal Credit Union ranks

By CD score, in each area where it has branches

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Palmetto Citizens Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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