Bank · FDIC insured
Enterprise Bank CD Rates
Enterprise Bank’s best CD rate is 3.30% APY on a 15-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Enterprise Bank’s CD rates compare
Compared with banks and credit unions near Charleston, SC, where Enterprise Bank has the most branches. $10,000, best rate first.
This bank’s best
Enterprise Bank
3.30%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $414
Certificate of Deposit
Top rate
Coastal States Bank
4.50%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $260
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Enterprise Bank CD score
66
CD score
Higher than 17% of U.S. banks and credit unions
- 3–8 months3–8 mo3.15%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo1.75%
- 31–60 months31–60 mo1.85%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Enterprise Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.30%APY · 11 terms
Accrues daily with quarterly compounding and crediting. Minimum to open $500. $500 daily minimum balance must be maintained to earn APY. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Days term. $500 minimum balance must be maintained to earn APY. Early withdrawal penalty: 7 days interest (for 7 to 31 days) | 1.00% | $25 |
| 6 months182 Days term. $500 minimum balance must be maintained to earn APY. Early withdrawal penalty: one month's interest (for 32 to 365 days) | 1.65% | $82 |
| 7 months*7 Month Special. $500 minimum balance must be maintained to earn APY. Early withdrawal penalty: one month's interest (for 32 to 365 days) | 3.15% | $183 |
| 12 months12 Month term. $500 minimum balance must be maintained to earn APY. Early withdrawal penalty: one month's interest (for 32 to 365 days) | 1.70% | $170 |
| 15 months*15 Month Special Quarterly Interest. $500 minimum balance must be maintained to earn APY. Early withdrawal penalty: three months interest (for more than 12 months) | 3.30% | $414 |
| 18 months18 Month term. $500 minimum balance must be maintained to earn APY. Early withdrawal penalty: three months interest (for more than 12 months) | 1.70% | $256 |
| 24 months24 Month term. $500 minimum balance must be maintained to earn APY. Early withdrawal penalty: three months interest (for more than 12 months) | 1.75% | $353 |
| 30 months30 Month term. $500 minimum balance must be maintained to earn APY. Early withdrawal penalty: three months interest (for more than 12 months) | 1.75% | $443 |
| 36 months36 Month term. $500 minimum balance must be maintained to earn APY. Early withdrawal penalty: three months interest (for more than 12 months) | 1.75% | $534 |
| 48 months48 Month term. $500 minimum balance must be maintained to earn APY. Early withdrawal penalty: three months interest (for more than 12 months) | 1.75% | $719 |
| 60–120 months60-120 Month term. $500 minimum balance must be maintained to earn APY. Early withdrawal penalty: three months interest (for more than 12 months) | 1.85% | $960 |
Sources (1)
- ebsc.bank/personal/certificate-of-deposit · captured Oct 4, 2026
Special-purpose accounts
IRA
Up to 2.00%APY · 3 terms
Enterprise Bank of SC offers both Traditional and Roth IRAs. Minimum balance to avoid service charge: None. Early withdrawal penalties apply. Interest is compounded and credited in accordance with the terms of the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsTraditional IRA – 18 month Fixed Rate. Minimum balance to avoid service charge: None | 1.75% | $264 |
| 36 monthsIRA – 36 month Fixed Rate. Minimum balance to avoid service charge: None | 1.85% | $565 |
| 60 monthsRoth IRA – 60 Month Fixed Rate. Minimum balance to avoid service charge: None | 2.00% | $1,041 |
Sources (1)
- ebsc.bank/personal/ira · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.