Bank · FDIC insured
1st Federal Savings Bank of SC
A $151.6M bank headquartered in Walterboro, SC, with 2 branches in South Carolina. Best rates: savings 0.20% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—3.15%Needs another account or monthly activityCD rates →
- Savings770.30%2.00% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About 1st Federal Savings Bank of SC
1st Federal Savings Bank of SC was established in August 1963 as First Federal Savings & Loan Association of Walterboro.
Founded to provide local long-term mortgage financing and full commercial banking services in Colleton County, the bank continues to locally service all of its loans.
- Headquarters
- 300 Robertson Blvd, Walterboro, SC 29488
- FDIC certificate
- 31410 ↗
Branches
2 branches in South Carolina
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South Carolina
2 branches
Walterboro area · 1
- 1st Federal Savings Bank of SC, Inc.Main office300 Robertson Blvd, Walterboro, SC 29488Directions
Edisto Island area · 1
- Edisto Island Branch428 Highway 174, Edisto Island, SC 29438Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.68% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.61% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $87 | $81 | — |
- CapitalLeverage ratio9.68%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.61%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$87Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of 1st Federal Savings Bank of SC are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.