Bank · FDIC insured
1st Federal Savings Bank of SC CD Rates
1st Federal Savings Bank of SC’s best CD rate is 3.15% APY on a 1-year CD, with extra requirements. Terms run from 3 months to 4 years. Rates checked October 22, 2026.
How 1st Federal Savings Bank of SC’s CD rates compare
Compared with banks and credit unions in South Carolina, where 1st Federal Savings Bank of SC has the most branches. $10,000, best rate first.
This bank’s best
1st Federal Savings Bank of SC
3.15%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $315
Certificates of Deposit
Top rate
Truliant Federal Credit Union
5.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $500
2nd-highest rate
Southern Bank
5.00%APY
- Term
- 25 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,070
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.15%APY · 9 terms
Early withdrawal subject to penalty and may affect yield. Fees may reduce earnings. Deposits of $100,000.00 or greater may be subject to a different interest rate quoted at the time of deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm: 91 Days. Compounding: None | 0.25% | $6 |
| 6 monthsTerm: 6 Months. Compounding: None | 0.50% | $25 |
| 9 monthsTerm: 9 Months. Compounding: Daily | 1.01% | $76 |
| 12 monthsTerm: 12 Months. Compounding: Daily | 3.15% | $315 |
| 15 monthsTerm: 15 Months with checking account (15 MONTHS W/ CK). Compounding: Daily | 0.60% | $75 |
| 15 monthsTerm: 15 Months. Compounding: Daily | 0.55% | $69 |
| 18 monthsTerm: 18 Months. Compounding: Daily | 0.65% | $98 |
| 30 monthsTerm: 30 Months. Compounding: Daily | 0.70% | $176 |
| 36 monthsTerm: 36 Months. Compounding: Daily | 0.75% | $227 |
| 48 monthsTerm: 48 Months. Compounding: Daily | 0.80% | $324 |
Special-purpose accounts
IRA Certificates
Up to 3.15%APY · 3 terms
Available as Traditional or Roth IRA. Early withdrawal subject to penalty and may affect yield. Deposits of $100,000.00 or greater may be subject to a different interest rate quoted at the time of deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsTerm: 12 Months. Compounding: Daily | 3.15% | $315 |
| 18 monthsTerm: 18 Months. Compounding: Daily | 0.65% | $98 |
| 30 monthsTerm: 30 Months. Compounding: Daily | 0.70% | $176 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.