Credit union · NCUA insured
Latitude 32 Credit Union
A $67.8M credit union headquartered in Charleston, SC, with 6,323 members and 2 branches in South Carolina. Best rates: CDs 3.20% and savings 0.05% APY.
Latitude 32 Credit Union Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#22 of 28 in Charleston, SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Latitude 32 Credit Union
Headquartered in Charleston, South Carolina, Latitude 32 Credit Union is a federally insured credit union.
Member-owned by its depositors, the institution serves more than 7,000 local Charleston individuals.
- Headquarters
- 1845 Sam Rittenberg Blvd, Charleston, SC 29407
- NCUA charter
- 8059
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, volunteers, attends school, or belongs to any organization that operates in Charleston County.
Family and household
- Membership is open to family members of individuals who live, work, worship, volunteer, attend school, or belong to any organization that operates in Charleston County.
Cost to join
- Opening a savings account with a minimum share deposit of $25 is required.
- A one-time membership fee of $5 is required to join.
Branches
2 branches in South Carolina
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South Carolina
2 branches
- West Ashley BranchMain office1845 Sam Rittenberg Blvd, Charleston, SC 29407Directions
- VA Branch109 Bee St, Charleston, SC 29401Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.83% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.39% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.35% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $79 | $59 | — |
- CapitalNet worth ratio14.83%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.39%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.35%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$79Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Latitude 32 Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.