Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in South Carolina
- Truliant Federal Credit UnionRegular CertificatesCD · 12 months · $250 min · 2.99%–5.00% by balance
Credit union · 6 branches
5.00%APY$500 over 1 year on $10,0002.96% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Regular Certificates Balance APY $250 and up 2.99% $5,000 and upYour amountLimited-time offer. Penalty for early withdrawal. Funds will roll over into an 12-month regular certificate upon maturity. Not available for business certificates. 5.00% $25,000 and up 3.10% $100,000 and up 3.15% Rate checked
More details - 5.00%APY$1,070 over 25 months on $10,000intro rate
Requirements
Product: Personal accounts only. Early withdrawal penalties may apply.
Offer: Personal accounts only. Deposits limited to $230,000. Limited-time offer. Penalty for early withdrawal.
Promotional rate · Balance cap $230,000 · Effective Oct 17, 2026
Rate checked
More details - 4.60%APY$2,522 over 60 months on $10,000
Requirements
Product: A penalty will be imposed for early withdrawal from term share accounts. Fees or other conditions could reduce earnings.
Offer: Premier tier. Early withdrawal penalty applies.
4.50% interest rate · Effective Oct 12, 2026
Rate checked
More details - Carolina Trust Credit UnionVariable Rate Share CertificateCD · 18 months · $250 min
Credit union · 7 branches
4.54%APY$689 over 18 months on $10,000Requirements
Product: Dividend rate may vary monthly; permits deposits as often as preferred. Early withdrawal penalty applies; withdrawals reduce earnings.
Offer: Variable rate; deposits permitted during the term. Early withdrawal penalty applies; withdrawals reduce earnings.
Rate checked
More details - 4.50%APY$260 over 7 months on $10,000intro rate
Requirements
Product: Interest rate guaranteed for entire term. Early withdrawal penalties may apply. Auto-renews at maturity.
Offer: Special promotional rate. Minimum balance to open and obtain APY is $1,000. Valid for new clients or existing clients with a minimum of $25,000 in new money. Penalty for early withdrawal will reduce earnings.
Promotional rate · Effective Sep 24, 2026
Rate checked
More details - 1st Cooperative Federal Credit UnionSavings CertificateCD · 15 months · $1,000 min
Credit union · 1 branch
4.50%APY$566 over 15 months on $10,000intro rateRequirements
Product: After certificate is opened, dividend rate is fixed for the term. Fees could reduce earnings. Penalty may be imposed for early withdrawal.
Offer: Limited-time offer. Maximum deposit of $250,000. Compounded quarterly.
Promotional rate · Compounded quarterly · Balance cap $250,000
Rate checked
More details - 4.50%APY$801 over 21 months on $10,000
4.41% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.50%APY$1,412 over 36 months on $10,000
Requirements
Product: Minimum deposit is $500. Membership subject to eligibility. Early withdrawal penalty applies to principal; dividends earned may be withdrawn at any time without penalty. Dividends are compounded and credited quarterly.
Offer: Includes 1x Bump Up feature.
4.43% interest rate · Effective Oct 9, 2026
Rate checked
More details - 4.45%APY$521 over 14 months on $10,000intro rate
Requirements
Product: Limited time offer. New money or renewals only. Minimum deposit of $500. Also available for commercial accounts.
Offer: 14 month Special. Limited time offer. New money or renewals only. Also available for commercial accounts.
Promotional rate · 4.38% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.34%APY
Requirements
Product: Early withdrawals are subject to loss of dividends up to 90 days. Certificate rates are fixed for the certificate term and automatically renewed at maturity date unless prior notice is given.
Offer: Early withdrawals are subject to loss of dividends up to 90 days.
4.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Carolinas Telco Federal Credit UnionShare Certificate AccountsCD · 15 months · $500 min
Credit union · 2 branches
4.30%APY$540 over 15 months on $10,000Requirements
Product: Must deposit or maintain minimum required share(s) in a Prime Share Savings account ($5.00 par value). Dividends compounded and credited monthly. Dividends calculated using the average daily balance method. Penalty applies for early withdrawal. Account automatically renews at maturity unless specified otherwise.
4.22% interest rate · Effective Oct 13, 2026
Rate checked
More details - SAFE Federal Credit Union9 Month Specialty Share CertificateCD · 9 months · $1,000 min
Credit union · 21 branches
4.25%APY$317 over 9 months on $10,000intro rateRequirements
Product: Minimum deposit $1,000. Automatically renews at maturity to a 12-month term Standard Certificate after a grace period of ten (10) calendar days.
Promotional rate · 4.16% interest rate
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Early withdrawal fees could reduce earnings and principal on the account. Certificate dividends paid at maturity for 6 to 11-month terms and quarterly for 12 to 48-month terms. Automatic renewal at maturity available.
Offer: Certificate dividends paid quarterly.
Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in South Carolina
718 CDs at 76 banks and credit unions · checked Oct 15–22
- Typical
- 2.79%
- Top 10% from
- 4.00%
- Banks, typical
- 1.25%
- Credit unions, typical
- 3.30%
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Find your bank or credit union to see all its rates and how they compare near you.
South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches