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Credit union · NCUA insured

1st Cooperative Federal Credit Union CD Rates

1st Cooperative Federal Credit Union’s best CD rate is 4.50% APY on a 15-month share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 22, 2026.

How 1st Cooperative Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Columbia, SC, where 1st Cooperative Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    1st Cooperative Federal Credit Union

    4.50%APY

    Term
    15 months
    Minimum
    $1,000
    Earns on $10,000
    $566

    Savings Certificate

  • Top Carrot, Carrot Score 91

    2nd-highest rate

    Carolinas Telco Federal Credit Union

    4.30%APY

    Term
    15 months
    Minimum
    $500
    Earns on $10,000
    $540

    Carolinas Telco Federal Credit Union rates

  • 3rd-highest rate

    SAFE Federal Credit Union

    4.25%APY

    Term
    9 months
    Minimum
    $1,000
    Earns on $10,000
    $317

    SAFE Federal Credit Union rates

Compare CD rates near you →

1st Cooperative Federal Credit Union CD score

63

CD score

Higher than 8% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.20%
  • 9–15 months9–15 mo2.75%
  • 16–30 months16–30 mo2.00%
  • QualifiedQualified2.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where 1st Cooperative Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join 1st Cooperative Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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