Credit union · NCUA insured
Duke Credit Union CD Rates
Top CarrotDuke Credit Union’s best CD rate is 4.34% APY on a 13-month share certificate (CD). Terms run from 6 months to 25 months. Rates checked October 22, 2026.
How Duke Credit Union’s CD rates compare
Compared with banks and credit unions near Greenville, SC, where Duke Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Duke Credit Union
4.34%APY
- Term
- 13–24 months
- Minimum
- $500
- Earns on $10,000
- —
Share Certificate
Top rate
Truliant Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $500
2nd-highest rate
Southern Bank
5.00%APY
- Term
- 25 months
- Minimum
- $1,000
- Earns on $10,000
- $1,070
Duke Credit Union CD score
91
CD score
Higher than 92% of U.S. banks and credit unions
- 3–8 months3–8 mo4.08%
- 9–15 months9–15 mo4.34%
- 16–30 months16–30 mo4.34%
- QualifiedQualified4.34%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Duke Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.34%APY · 3 terms
Early withdrawals are subject to loss of dividends up to 90 days. Certificate rates are fixed for the certificate term and automatically renewed at maturity date unless prior notice is given.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–12 monthsEarly withdrawals are subject to loss of dividends up to 90 days | 4.08% | $202 |
| 13–24 monthsEarly withdrawals are subject to loss of dividends up to 90 days | 4.34% | $471 |
| 25–36 monthsEarly withdrawals are subject to loss of dividends up to 90 days | 4.34% | $925 |
Special-purpose accounts
IRA Certificate
Up to 4.34%APY · 3 terms
Early withdrawals are subject to penalty/loss of dividends up to 90 days unless age 59 1/2. Certificate rates are fixed for the certificate term and automatically renewed at maturity date unless prior notice is given. Covers Traditional and Roth IRA Certificate options.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–12 monthsPenalty for early withdrawal, unless 59 1/2; early withdrawals subject to loss of dividends up to 90 days | 4.08% | $202 |
| 13–24 monthsPenalty for early withdrawal, unless 59 1/2; early withdrawals subject to loss of dividends up to 90 days | 4.34% | $471 |
| 25–36 monthsPenalty for early withdrawal, unless 59 1/2; early withdrawals subject to loss of dividends up to 90 days | 4.34% | $925 |
Who can join Duke Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Duke affiliated organizations (e.g., Duke Soccer, Duke Swimming) are eligible to join.
Military, government and schools
- Employees of Duke University and Duke University Health System who are paid by Duke University and paid in North Carolina are eligible to join.
- Retirees of Duke University and Duke University Health System are eligible to join.
- Students and alumni of Duke University are eligible to join.
Family and household
- Immediate family members (including spouses, children, siblings, in-laws, parents, aunts/uncles, grandparents/grandchildren/great-grandparents, step/adoptive relations, and surviving spouses) sponsored by an eligible member are eligible to join.
Cost to join
- Membership requires a minimum share deposit of $30.
Membership information collected October 4, 2026.