Bank · FDIC insured
Coastal States Bank CD Rates
Coastal States Bank’s best CD rate is 4.50% APY on a 7-month CD. Terms run from 6 months to 18 months. Rates checked October 22, 2026.
How Coastal States Bank’s CD rates compare
Compared with banks and credit unions near Atlanta, GA, where Coastal States Bank has the most branches. $10,000, best rate first.
This bank’s best
Coastal States Bank
4.50%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $260
Certificate of Deposit
Top rate
Publix Employees Federal Credit Union
4.65%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $347
2nd-highest rate
CDC Federal Credit Union
4.59%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $459
Coastal States Bank CD score
90
CD score
Higher than 90% of U.S. banks and credit unions
- 3–8 months3–8 mo4.50%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo4.20%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Coastal States Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.50%APY · 4 terms
Interest rate guaranteed for entire term. Early withdrawal penalties may apply. Auto-renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSpecial promotional rate. Minimum balance to open and obtain APY is $1,000. Penalty for early withdrawal will reduce earnings | 4.00% | $198 |
| 7 monthsSpecial promotional rate. Minimum balance to open and obtain APY is $1,000. Valid for new clients or existing clients with a minimum of $25,000 in new money. Penalty for early withdrawal will reduce earnings | 4.50% | $260 |
| 12 monthsSpecial promotional rate. Minimum balance to open and obtain APY is $1,000. Penalty for early withdrawal will reduce earnings | 4.10% | $410 |
| 18 monthsSpecial promotional rate. Minimum balance to open and obtain APY is $1,000. Penalty for early withdrawal will reduce earnings | 4.20% | $637 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.