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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 226–240 results in New York

  1. UHS Employees Federal Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 3 branches

    3.50%APY$173 over 6 months on $10,000
  2. Beginnings Credit UnionCertificatesCD · 6 months · $500 min · 3.50%–3.75% by balance

    Credit union · 16 branches

    3.50%APY$173 over 6 months on $10,000
  3. Alco Federal Credit UnionRegular Share CertificatesCD · 7 months · $500 min

    Credit union · 4 branches

    3.50%APY$203 over 7 months on $10,000intro rate
  4. Valley12-Month Certificate of DepositCD · 12 months · $500 min

    Bank · 41 branches

    3.50%APY$350 over 1 year on $10,000
  5. Top Carrot, Carrot Score 93
    Educational & Governmental Employees Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 2 branches

    3.50%APY$350 over 1 year on $10,000
  6. SUNY Fredonia Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    3.50%APY$350 over 1 year on $10,000
  7. Customers Bank12 Month CDCD · 12 months · $500 min

    Bank · 1 branch

    3.50%APY$350 over 1 year on $10,000
  8. Beginnings Credit UnionLucky Savers CertificateCD · 12 months · $25 min

    Credit union · 16 branches

    3.50%APY$350 over 1 year on $10,000intro rate
  9. North Towns FCULucky Saver CertificateCD · 12 months · $25 min

    Credit union · 2 branches

    3.50%APY$350 over 1 year on $10,000
  10. Top Carrot, Carrot Score 98
    BTG Pactual Bank, National AssociationNo-Penalty CDCD · 13 months · $5,000 min

    Bank · 1 branch

    3.50%APY$380 over 13 months on $10,000
  11. Ulster Federal Credit UnionShare CertificatesCD · 14 months · $500 min

    Credit union · 3 branches

    3.50%APY$410 over 14 months on $10,000
  12. Customers Bank18 Month CDCD · 18 months · $500 min

    Bank · 1 branch

    3.50%APY$530 over 18 months on $10,000
  13. Alden State BankCertificates of Deposit (CDs)CD · 24 months · $500 min

    Bank · 3 branches

    3.50%APY$712 over 24 months on $10,000
  14. Kaleida Health Federal Credit UnionCertificates of DepositCD · 24 months · $500 min

    Credit union · 3 branches

    3.50%APY$712 over 24 months on $10,000
  15. Cayuga Lake National BankCertificates of DepositCD · 30 months · $500 min

    Bank · 3 branches

    3.50%APY$898 over 30 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in New York

2,153 CDs at 282 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
4.05%
Banks, typical
2.50%
Credit unions, typical
3.05%

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New York

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Ontario Shores FCUCredit union · 5 branches
  2. Quorum Federal Credit UnionCredit union · 1 branch
  3. SJP Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate