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Credit union · NCUA insured

UHS Employees Federal Credit Union CD Rates

UHS Employees Federal Credit Union’s best CD rate is 3.50% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How UHS Employees Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Binghamton, NY, where UHS Employees Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    UHS Employees Federal Credit Union

    3.50%APY

    Term
    6 months
    Requires
    None
    Minimum
    $500
    Earns on $10,000
    $173

    Share Certificate

  • Top Carrot, Carrot Score 87

    Top rate

    Broadview Federal Credit Union

    4.40%APY

    Term
    7 months
    Requires
    Another account
    Minimum
    $500
    Earns on $10,000
    $254

    Broadview Federal Credit Union rates

  • Top Carrot, Carrot Score 91

    2nd-highest rate

    GHS FCU

    4.10%APY

    Term
    12 months
    Requires
    None
    Minimum
    $500
    Earns on $10,000
    $410

    GHS FCU rates

Compare CD rates near you →

UHS Employees Federal Credit Union CD score

77

CD score

Higher than 45% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.50%
  • 9–15 months9–15 mo3.50%
  • 16–30 months16–30 mo3.50%
  • 31–60 months31–60 mo3.50%
  • QualifiedQualified3.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where UHS Employees Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join UHS Employees Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Aramark who work at United Health Services, Inc. facilities in Broome County, New York are eligible for membership.
  • Employees of Broome Nurse Practitioners, PC are eligible for membership.
  • Employees of UHS Employees Federal Credit Union are eligible for membership.
  • Employees of Diabetic Care Associates who work in, or are paid or supervised from Binghamton, New York are eligible for membership.
  • Employees of Guthrie Clinic who work in Vestal or Maine, NY are eligible for membership.
  • Employees of Morris Protective Services, Inc. who work at United Health Services facilities in Broome County, New York are eligible for membership.
11 more ways to join

Employers and groups

  • Employees of Park Avenue Associates in Radiology, PC/d/b/a Southern Tier Imaging are eligible for membership.
  • Employees of Plastic Surgeons of Southern Tier, P.C. who work in Binghamton, NY are eligible for membership.
  • Persons retired as pensioners or annuitants from any qualifying employment are eligible for membership.
  • Employees of Sodexho Health Care Services who work at United Health Services, Inc. facilities in Broome County, New York are eligible for membership.
  • Employees of Tier Orthopedic Associates, P.C. who work in Binghamton, NY are eligible for membership.
  • Employees, doctors, medical staff, technicians, and volunteers of United Health Services Inc. and its specified affiliates in Binghamton, Johnson City, or Endicott, New York are eligible for membership.
  • Employees of United Med. Management or United Medical Associates, P.C. who work and are paid from Johnson City, NY are eligible for membership.

Family and household

  • Immediate family members (including spouse, child, sibling, parent, grand/step relatives, foster children) and household members living in the same residence with a current credit union member are eligible for membership.
  • Spouses of persons who died while within the field of membership of the credit union are eligible for membership.

Other ways

  • Any corporate or legal entity listed within the qualifying groups is eligible for membership.
  • Organizations composed of members of the credit union or persons within the field of membership are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← UHS Employees Federal Credit Union overview