Credit union · NCUA insured
SUNY Fredonia Federal Credit Union CD Rates
SUNY Fredonia Federal Credit Union’s best CD rate is 3.50% APY on a 1-year share certificate (CD). Rates checked October 16, 2026.
How SUNY Fredonia Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Jamestown, NY, where SUNY Fredonia Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SUNY Fredonia Federal Credit Union
3.50%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $350
Share Certificate
Top rate
Lake Shore Bank
4.44%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $673
2nd-highest rate
Centra Credit Union
4.35%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $288
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
3.50%APY · 1 term
Available to members. Savings are federally insured up to $250,000 by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months$500 minimum opening balance. 90-day interest penalty for early withdrawal; funds can be withdrawn only after the certificate matures. Fees may reduce earnings | 3.50% | $350 |
Sources (2)
All captured Oct 5, 2026
Who can join SUNY Fredonia Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the New York Medical Center in Irving, New York are eligible for membership.
- Individuals with Fredonia Faculty Student Association are eligible for membership.
- Employees of the SUNY Fredonia Research Foundation are eligible for membership.
- Employees of the Campus and Community Children’s Center are eligible for membership.
Military, government and schools
- Employees of Fredonia State University of New York are eligible for membership.
- Students attending Fredonia State University in Fredonia, New York are eligible for membership.
8 more ways to join
Military, government and schools
- Alumni of Fredonia State University of New York (individuals who previously attended or graduated) are eligible for membership.
Family and household
- Immediate family members of alumni of Fredonia State University of New York are eligible for membership.
- Immediate family members of students attending Fredonia State University in Fredonia, New York are eligible for membership.
- Immediate family members of employees of the New York Medical Center in Irving, New York are eligible for membership.
- Immediate family members of Fredonia State University of New York employees are eligible for membership.
- Immediate family members of individuals with the Fredonia Faculty Student Association are eligible for membership.
- Immediate family members of employees of the SUNY Fredonia Research Foundation are eligible for membership.
- Immediate family members of employees of the Campus and Community Children’s Center are eligible for membership.
Membership information collected October 5, 2026.