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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 166–180 results in New York

  1. Cadets Federal Credit UnionShare Certificate AccountsCD · 48 months · $1,000 min · 3.80%–4.06% by balance

    Credit union · 2 branches

    3.80%APY$1,610 over 48 months on $10,000
  2. Customers Bank6 Month CDCD · 6 months · $500 min

    Bank · 1 branch

    3.80%APY$188 over 6 months on $10,000
  3. Maspeth Federal SavingsCertificate of DepositCD · 9 months · $1,500 min

    Bank · 7 branches

    3.80%APY$284 over 9 months on $10,000
  4. Kearny BankCertificates of DepositCD · 10 months · $500 min

    Bank · 3 branches

    3.80%APY$316 over 10 months on $10,000
  5. Top Carrot, Carrot Score 97
    USALLIANCE FinancialStep-Up CertificatesCD · 12 months · $500 min

    Credit union · 3 branches

    3.80%APY$380 over 1 year on $10,000intro rate
  6. Bankwell12 Month CDCD · 12 months · $1,000 min

    Bank · 1 branch

    3.80%APY$380 over 1 year on $10,000
  7. Tompkins Employees FCUShare CertificateCD · 12 months · $500 min · 3.80%–3.95% by balance

    Credit union · 1 branch

    3.80%APY$380 over 1 year on $10,000
  8. Top Carrot, Carrot Score 89
    Ukrainian National Federal Credit UnionShare CertificatesCD · 15 months · $5,000 min

    Credit union · 2 branches

    3.80%APY$477 over 15 months on $10,000
  9. ServU Credit UnionShare CertificateCD · 19 months · $1,000 min

    Credit union · 7 branches

    3.80%APY$608 over 19 months on $10,000intro rate
  10. Ed-Med FCUTerm Share CertificatesCD · 36 months · $1,000 min

    Credit union · 1 branch

    3.80%APY$1,184 over 36 months on $10,000
  11. Top Carrot, Carrot Score 87
    Qside FCUCertificates of Deposit (CDs)CD · 36 months · $500 min · 3.52%–3.97% by balance

    Credit union · 1 branch

    3.77%APY$1,174 over 36 months on $10,000
  12. Top Carrot, Carrot Score 89
    Niagara Regional FCUShare CertificatesCD · 3 months · $1,000 min

    Credit union · 2 branches

    3.75%APY$92 over 3 months on $10,000intro rate
  13. ConnectOne BankCD (Time Deposit)CD · 4 months · $500 min

    Bank · 42 branches

    3.75%APY$123 over 4 months on $10,000intro rate
  14. North Towns FCUShare CertificatesCD · 6 months · $500 min

    Credit union · 2 branches

    3.75%APY$186 over 6 months on $10,000
  15. PioneerCertificates of DepositsCD · 6 months · $500 min

    Bank · 22 branches

    3.75%APY$186 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in New York

2,153 CDs at 282 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
4.05%
Banks, typical
2.50%
Credit unions, typical
3.05%

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New York

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Ontario Shores FCUCredit union · 5 branches
  2. Quorum Federal Credit UnionCredit union · 1 branch
  3. SJP Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate