Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Nebraska
- 4.00%APY$4,802 over 120 months on $10,000
- 3.96%APY$2,143 over 60 months on $10,000
Requirements
Product: Must be 18 or older and a resident of Nebraska, Iowa, South Dakota or Kansas. Substantial penalty may be imposed for early withdrawal (except No Penalty certificate).
Offer: Compounded quarterly. Substantial penalty may be imposed for early withdrawal.
3.90% interest rate · Compounded quarterly · Effective Oct 4, 2026
Rate checked
More details - 3.95%APY$598 over 18 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal
Offer: A penalty may be imposed for early withdrawal
2.72% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for 18 Month CD Balance APY Up to $10,000 2.75% $10,000 and upYour amount 3.95% Rate checked
More details - 3.95%APY$1,017 over 30 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal
Offer: A penalty may be imposed for early withdrawal
2.77% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for 30 Month CD Balance APY Up to $10,000 2.80% $10,000 and upYour amount 3.95% Rate checked
More details - Adams Bank & Trust30 Month Upgrade CDCD · 30 months · $2,500 min · 2.79%–3.93% by balance
Bank · 11 branches
3.93%APY$1,012 over 30 months on $10,000Requirements
Product: The interest rate and annual percentage yield may change after account opening. A penalty equal to 6 months interest may apply for early withdrawal. Allows upgrading the interest rate twice during the 30-month term. Additional deposits of at least $500 (not to exceed original principal or renewal value) may be made at the time of rate upgrade. Not available for Public Funds or Financial Institution Deposits.
Offer: The interest rate and annual percentage yield may change after account opening. Early withdrawal penalty equal to 6 months interest may apply. Option to upgrade interest rate twice during term with optional additional deposits of at least $500 at the time of upgrade.
2.77% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for 30 Month Upgrade CD Balance APY Up to $10,000 2.79% $10,000 and upYour amount 3.93% Rate checked
More details - 3.90%APY$96 over 3 months on $10,000
Requirements
Product: Dividends compounded and credited quarterly. Rate is guaranteed through the term of the certificate. Fees may reduce earnings.
Offer: Dividends compounded and credited quarterly.
3.84% interest rate · Effective Oct 1, 2026
Rate checked
More details - Nebraska Energy Federal Credit UnionShare Certificate SpecialCD · 6 months · $5,000 min
Credit union · 1 branch
3.90%APY$193 over 6 months on $10,000intro rateRequirements
Product: Members are limited to one share certificate special. Rate subject to change. Additional deposits not allowed during the term. Automatically renewable at maturity at prevailing 1-year share certificate rate.
Offer: Limit One Per Member.
Promotional rate · Effective Sep 1, 2026
Rate checked
More details - 3.90%APY$195 over 6.066666666666666 months on $10,000
Requirements
Product: Minimum opening deposit of $500 required. A penalty may be imposed for early withdrawal.
Offer: 182 Day CD term.
3.86% interest rate · Effective Oct 4, 2026
Rate checked
More details - 3.90%APY$390 over 1 year on $10,000
Requirements
Product: Helps families set up savings for newest family members. Early withdrawal penalty applies. Compounded monthly.
Offer: Compounded monthly. Early withdrawal penalty applies.
3.83% interest rate · Compounded monthly
Rate checked
More details - 3.90%APY$490 over 15 months on $10,000
Requirements
Product: Offers a guaranteed annual percentage yield with the flexibility of penalty free withdrawals. Withdrawals made during the 6 days after opening or 6 days after each subsequent withdrawal will be assessed a penalty, which may reduce earnings. APY based on quarterly compounding.
Effective Oct 13, 2026
Rate checked
More details - Thayer County BankCertificate of DepositCD · 48 months · $2,500 min · 3.89%–4.36% by balance
Bank · 1 branch
3.89%APY$1,649 over 48 months on $10,000Requirements
Product: Guaranteed Interest Rates apply during the stated period of time. Substantial penalty for early withdrawal of funds. The Annual Percentage Yield assumes interest will remain on deposit until maturity.
3.83% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $2,500 – $25,000Your amount 3.89% $25,000 – $50,000 4.15% $50,000 – $75,000 4.31% $75,000 and up 4.36% Rate checked
More details - 3.86%APY$191 over 6 months on $10,000
Requirements
Product: Fixed rate for the specified term. Penalty imposed for early withdrawal. Dividends paid and compounded monthly. Dividends may be added back to the certificate or deposited into share savings or checking account. Fees could reduce earnings.
Offer: Penalty for early withdrawal. Fixed rate.
3.80% interest rate · Compounded monthly · Effective Aug 13, 2025
Rate checked
More details - First National Bank in Ord3 Month CDCD · 3 months · $500 min · 3.85%–3.96% by balance
Bank · 3 branches
3.85%APY$95 over 3 months on $10,000Requirements
Product: Penalty will be imposed for early withdrawal.
3.80% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for 3 Month CD Balance APY $500 – $25,000Your amount 3.85% $25,000 – $100,000 3.91% $100,000 and up 3.96% Rate checked
More details - Four Points Federal Credit UnionLimited-Time Certificate SpecialCD · 15 months · $1,000 min
Credit union · 2 branches
3.85%APY$484 over 15 months on $10,000intro rateRequirements
Product: Minimum opening deposit of $1,000 required. A penalty for early withdrawal may be imposed. Fees may reduce earnings on the account.
Offer: Limited-time certificate special. Penalty for early withdrawal may be imposed. Fees may reduce earnings.
Promotional rate · Effective Mar 1, 2026
Rate checked
More details - Tecumseh Federal BankCertificates of DepositCD · 6 months · $500 min · 2.52%–3.84% by balance
Bank · 1 branch
3.84%APY$190 over 6 months on $10,000Requirements
Product: Personal funds only; available only to residents of Nebraska. Out-of-state funds are not accepted. Fee/penalty may be imposed for early withdrawal.
Offer: 182-Day term. Annual percentage yield assumes interest remains on deposit until maturity.
2.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 and up 2.52% $10,000 and upYour amount 3.84% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Nebraska
1,205 CDs at 120 banks and credit unions · checked Oct 16–22
- Typical
- 2.95%
- Top 10% from
- 4.10%
- Banks, typical
- 2.57%
- Credit unions, typical
- 3.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nebraska
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 9 branches
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches