Bank · FDIC insured
Madison County Bank CD Rates
Madison County Bank’s best CD rate is 3.90% APY on a 6-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Madison County Bank’s CD rates compare
Compared with banks and credit unions near Norfolk, NE, where Madison County Bank has the most branches. $10,000, best rate first.
This bank’s best
Madison County Bank
3.90%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $195
Certificates of Deposit
Top rate
Cornerstone Bank
4.35%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $547
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Madison County Bank CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo3.15%
- 16–30 months16–30 mo1.80%
- 31–60 months31–60 mo3.10%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Madison County Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.90%APY · 10 terms
Minimum opening deposit of $500 required. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day CD term | 1.00% | $25 |
| 6 months182 Day CD term | 3.90% | $195 |
| 11 months11 Month CD term | 3.15% | $288 |
| 12 months12 Month CD term | 1.60% | $160 |
| 18 months18 Month CD term | 1.60% | $241 |
| 24 months24 Month CD term | 1.70% | $343 |
| 30 months30 Month CD term | 1.80% | $456 |
| 36 months36 Month CD term | 1.85% | $565 |
| 48 months48 Month CD term | 2.00% | $824 |
| 60 months60 Month CD term | 3.10% | $1,649 |
Sources (1)
- madisoncountybank.com/personal/cds-iras · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.