Credit union · NCUA insured
Nebraska Energy Federal Credit Union CD Rates
Nebraska Energy Federal Credit Union’s best CD rate is 3.90% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How Nebraska Energy Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Columbus, NE, where Nebraska Energy Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Nebraska Energy Federal Credit Union
3.90%APY
- Term
- 6 months
- Minimum
- $5,000
- Earns on $10,000
- $193
Share Certificate Special
Top rate
Union Bank & Trust
4.40%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $899
2nd-highest rate
Cornerstone Bank
4.35%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $547
Nebraska Energy Federal Credit Union CD score
80
CD score
Higher than 51% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo3.70%
- 16–30 months16–30 mo3.50%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Nebraska Energy Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate Special
3.90%APY · 1 term
Members are limited to one share certificate special. Rate subject to change. Additional deposits not allowed during the term. Automatically renewable at maturity at prevailing 1-year share certificate rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsLimit One Per Member | 3.90% | $193 |
Share Certificate
Up to 3.70%APY · 2 terms
Dividends are compounded monthly and credited monthly. Additional deposits are not allowed during the term. Automatically renewable at maturity. Early withdrawal penalty applies (120 days of dividends for 1 year, 180 days of dividends for 2 years).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEarly withdrawal penalty is 120 days of dividends | 3.70% | $370 |
| 24 monthsEarly withdrawal penalty is 180 days of dividends | 3.50% | $712 |
Special-purpose accounts
IRA Certificate
3.70%APY · 1 term
Fixed-rate certificate for retirement accounts. Compounded monthly and credited monthly. Additional deposits not allowed. Automatically renewable. Calculated by daily balance method.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends credited monthly | 3.70% | $370 |
Sources (3)
All captured Oct 5, 2026
Who can join Nebraska Energy Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Board members of approved organizations are eligible for membership.
- Employees who work at entities engaged in the electrical power generation, transmission, and distribution industry in Nebraska, South Dakota, Wyoming, and Colorado are eligible for membership.
- Employees of companies that provide products or services to the electrical power industry in Nebraska are eligible for membership.
- Retirees of approved organizations are eligible for membership.
Military, government and schools
- Students enrolled in Nebraska Lineman or Wind and Solar School are eligible for membership.
- Employees of a Municipality in Nebraska are eligible for membership.
2 more ways to join
Family and household
- Extended family members are eligible for membership.
- Immediate family members are eligible for membership.
Membership information collected October 4, 2026.