Credit union · NCUA insured
OneNebraska Federal Credit Union CD Rates
OneNebraska Federal Credit Union’s best CD rate is 4.05% APY on an 11-month share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 22, 2026.
How OneNebraska Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Columbus, NE, where OneNebraska Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
OneNebraska Federal Credit Union
3.90%APY
- Term
- 3 months
- Minimum
- $500
- Earns on $10,000
- $96
Share Certificate
Top rate
Union Bank & Trust
4.40%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $899
2nd-highest rate
Cornerstone Bank
4.35%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $547
OneNebraska Federal Credit Union CD score
78
CD score
Higher than 46% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo2.70%
- 31–60 months31–60 mo2.90%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where OneNebraska Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Share Certificate
4.05%APY · 1 term
Dividends compounded and credited quarterly. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 monthsDividends compounded and credited quarterly | 4.05% | — |
Sources (1)
- bankingwithyou.com/accounts/account-rates · captured Oct 5, 2026
Share Certificate
Up to 3.90%APY · 7 terms
Dividends compounded and credited quarterly. Rate is guaranteed through the term of the certificate. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends compounded and credited quarterly | 3.90% | $96 |
| 6 monthsDividends compounded and credited quarterly | 3.60% | $178 |
| 12 monthsDividends compounded and credited quarterly | 3.65% | $365 |
| 18 monthsDividends compounded and credited quarterly | 2.70% | $408 |
| 24 monthsDividends compounded and credited quarterly | 2.60% | $527 |
| 36 monthsDividends compounded and credited quarterly | 2.75% | $848 |
| 48 monthsDividends compounded and credited quarterly | 2.90% | $1,211 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Share Certificate
3.00%APY · 1 term
Dividends compounded and credited quarterly. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends compounded and credited quarterly | 3.00% | $300 |
Sources (2)
All captured Oct 5, 2026
Who can join OneNebraska Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.