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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Massachusetts

  1. Eastern BankFeatured CDsCD · 18 months · $2,500 min

    Bank · 112 branches

    4.30%APY$652 over 18 months on $10,000intro rate
  2. Top Carrot, Carrot Score 93
    Winchester Co-operative BankTerm Deposit Certificates (TDC)CD · 24 months · $500 min

    Bank · 2 branches

    4.30%APY$878 over 24 months on $10,000
  3. Salem Co-operative BankCertificate of Deposit (CD)CD · 27 months · $500 min

    Bank · 1 branch

    4.30%APY$994 over 27 months on $10,000
  4. Top Carrot, Carrot Score 88
    Greenfield Savings BankTraditional Certificates of DepositCD · 36 months · $1,000 min

    Bank · 9 branches

    4.28%APY$1,340 over 36 months on $10,000
  5. Haverhill BankCertificates of DepositCD · 7 months · $500 min

    Bank · 5 branches

    4.25%APY$246 over 7 months on $10,000
  6. Eagle BankPine Tree Premier CDCD · 7 months · $2,500 min

    Bank · 5 branches

    4.25%APY$246 over 7 months on $10,000intro rate
  7. Top Carrot, Carrot Score 89
    All One Credit UnionTerm Share CertificatesCD · 9 months · $500 min

    Credit union · 11 branches

    4.25%APY$317 over 9 months on $10,000
  8. Seamen's BankCertificates of DepositCD · 10 months · $2,500 min

    Bank · 5 branches

    4.25%APY$353 over 10 months on $10,000
  9. Leominster Employees Federal Credit UnionShare Certificates of DepositCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$425 over 1 year on $10,000
  10. Top Carrot, Carrot Score 87
    Liberty BankCertificates of DepositCD · 13 months · $500 min

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  11. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 10 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  12. Top Carrot, Carrot Score 89
    Coastal1 Credit UnionCertificate Of DepositCD · 13 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$461 over 13 months on $10,000
  13. National Grand BankCertificate of DepositCD · 13 months · $1,000 min

    Bank · 2 branches

    4.25%APY$461 over 13 months on $10,000
  14. Top Carrot, Carrot Score 89
    Beverly Municipal Federal Credit UnionTerm Share CertificatesCD · 13 months · $500 min

    Credit union · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  15. MountainOneCertificates of DepositCD · 14 months · $1,000 min

    Bank · 6 branches

    4.25%APY$498 over 14 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Massachusetts

1,990 CDs at 191 banks and credit unions · checked Oct 15–22

Typical
3.05%
Top 10% from
4.07%
Banks, typical
3.00%
Credit unions, typical
3.25%

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Massachusetts

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 14 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate