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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Kentucky

  1. Y-12 Federal Credit UnionChoose Your Term Special Offer Share CertificateCD · 12 months · $500 min

    Credit union · 6 branches

    4.25%APY$425 over 1 year on $10,000intro rate
  2. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 67 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  3. Peoples Bank Mt. WashingtonCertificates of DepositCD · 13 months · $500 min

    Bank · 2 branches

    4.25%APY$461 over 13 months on $10,000
  4. Top Carrot, Carrot Score 89
    Blue Grass FederalLong-Term CDsCD · 13 months · $500 min

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  5. Citizens Federal Savings & Loan AssociationCertificate of Deposit (CD)CD · 16 months · $1,000 min

    Bank · 1 branch

    4.25%APY$571 over 16 months on $10,000
  6. Top Carrot, Carrot Score 87
    General Electric Credit UnionCertificatesCD · 18 months · $0 min

    Credit union · 2 branches

    4.25%APY$644 over 18 months on $10,000
  7. Top Carrot, Carrot Score 89
    Republic BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 29 branches

    4.25%APY$2,313 over 60 months on $10,000
  8. Eclipse BankCertificates of Deposit (CDs)CD · 12 months · $1,000 min

    Bank · 3 branches

    4.20%APY$420 over 1 year on $10,000
  9. Top Carrot, Carrot Score 90
    Cinfed Credit UnionSmart30 CertificatesCD · 30 months · $50 min

    Credit union · 2 branches

    4.20%APY$1,083 over 30 months on $10,000
  10. Top Carrot, Carrot Score 90
    Cinfed Credit UnionStandard CertificatesCD · 60 months · $500 min

    Credit union · 2 branches

    4.20%APY$2,284 over 60 months on $10,000
  11. Community Financial Services BankCertificates of Deposit (CDs)CD · 17 months · $1,000 min

    Bank · 8 branches

    4.17%APY$596 over 17 months on $10,000intro rate
  12. Greater Kentucky Credit UnionCertificates of Deposit (CDs)CD · 7 months

    Credit union · 1 branch

    4.15%APY$240 over 7 months on $10,000intro rate
  13. Top Carrot, Carrot Score 89
    Expree Credit UnionSavings CertificatesCD · 18 months · $500 min

    Credit union · 1 branch

    4.15%APY$629 over 18 months on $10,000
  14. Planters BankCertificates of Deposit (CDs)CD · 30 months · $2,500 min

    Bank · 9 branches

    4.13%APY$1,065 over 30 months on $10,000
  15. Burke & Herbert Bank23-Month Online CDCD · 23 months

    Bank · 1 branch

    4.11%APY$803 over 23 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Kentucky

967 CDs at 115 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.10%
Banks, typical
2.26%
Credit unions, typical
3.24%

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Kentucky

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 18 branches
  2. Brown Forman Employees Credit UnionCredit union · 1 branch
  3. Members Heritage CUCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate