Bank · FDIC insured
Planters Bank
A $2B bank headquartered in Hopkinsville, KY, with 13 branches in 2 states. Best rates: CDs 4.13% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.13%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Planters Bank
Founded in 1996 in Hopkinsville, Kentucky, Planters Bank is a locally owned financial institution.
Headquartered in Downtown Hopkinsville, the bank serves Hopkinsville, Western Kentucky, and Clarksville, Tennessee.
- Headquarters
- 1312 S Main St, Hopkinsville, KY 42240
- FDIC certificate
- 34254 ↗
Branches
13 branches in 2 states
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Kentucky
9 branches
Hopkinsville area · 3
- Planters Bank, Inc.Main office1312 S Main St, Hopkinsville, KY 42240Directions
- Boulevard Branch4195 Fort Campbell Blvd, Hopkinsville, KY 42240Directions
- Indian Hills Branch3103 Canton St, Hopkinsville, KY 42240Directions
Sturgis area · 2
- Sturgis Branch520 N Adams St, Sturgis, KY 42459Directions
- Sturgis Ky Drive-Up Branch1430 N Main St, Sturgis, KY 42459Directions
Dawson Springs area · 1
- Dawson Springs Branch50 Oak Hts, Dawson Springs, KY 42408Directions
Princeton area · 1
- Princeton Branch208 N Jefferson St, Princeton, KY 42445Directions
Providence area · 1
- Providence Branch2251 Westerfield Dr, Providence, KY 42450Directions
Sebree area · 1
- Sebree Facility796 Us Highway 41 N, Sebree, KY 42455Directions
Tennessee
4 branches
- Commerce Street Branch325 Commerce St, Clarksville, TN 37040Directions
- Hilldale Office Branch1835 Madison St, Clarksville, TN 37043Directions
- Rossview Branch495 Dunlop Ln, Clarksville, TN 37040Directions
- Sango Branch894 Highway 76, Clarksville, TN 37043Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.45% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.11% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.28% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $86 | $88 | — |
- CapitalLeverage ratio12.45%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.11%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.28%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$86Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Planters Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.