Credit union · NCUA insured
Greater Kentucky Credit Union CD Rates
Greater Kentucky Credit Union’s best CD rate is 4.15% APY on a 7-month share certificate (CD). Terms run from 7 months to 9 months. Rates checked October 22, 2026.
How Greater Kentucky Credit Union’s CD rates compare
Compared with banks and credit unions in Kentucky, where Greater Kentucky Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Greater Kentucky Credit Union
4.15%APY
- Term
- 7 months
- Minimum
- —
- Earns on $10,000
- $240
Certificates of Deposit (CDs)
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.15%APY · 2 terms
Fixed, guaranteed dividend rates for the full term. Federally insured up to $250,000. Terms from 6 months (or 90 days) to 5 years.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsCD special; new money only | 4.15% | $240 |
| 9 monthsCD special | 3.50% | $261 |
Sources (1)
- gtkycu.com/certificates-of-deposit · captured Sep 25, 2026
Who can join Greater Kentucky Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any individual who lives, works, worships or attends school in Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Shelby, Scott, Spencer, Trimble, or Woodford County, KY.
Family and household
- Membership is open to any individual related to a current Greater Kentucky Credit Union member.
Cost to join
- An initial deposit / minimum balance of $10 in a savings account is required to open an account and establish membership.
Membership information collected October 4, 2026.