Bank · FDIC insured
Planters Bank CD Rates
Planters Bank’s best CD rate is 4.13% APY on a 30-month CD. Rates checked October 22, 2026.
How Planters Bank’s CD rates compare
Compared with banks and credit unions in Kentucky, where Planters Bank has the most branches. $10,000, best rate first.
This bank’s best
Planters Bank
4.13%APY
- Term
- 30 months
- Minimum
- $2,500
- Earns on $10,000
- $1,065
Certificates of Deposit (CDs)
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
4.13%APY · 1 term
$0 monthly fee. Terms typically range from 182 days to 60 months. Interest payout options include check, direct deposit, or reinvestment. Laddering available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 30 months$2,500 minimum balance (and all interest paid and compounded) must remain in the CD to earn the advertised APY. Available to consumer and business customers; public funds are not eligible. Total balance and earned interest may be withdrawn without penalty 7 days after funding date; no withdrawals permitted during first 6 days following funding; partial withdrawals not permitted. Subject to a 24-month interest penalty for early withdrawal after original maturity date | 4.13% | $1,065 |
Sources (2)
- plantersbankonline.com/personal/cds-iras · captured Sep 19, 2026
- plantersbankonline.com/uploads…2026_G2RUpdate_FLYER.pdf · captured Oct 8, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.