Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Indiana
- CrossRoads Financial Federal Credit UnionCertificates of DepositCD · 9 months · $1,000 min
Credit union · 3 branches
4.07%APY$304 over 9 months on $10,000Requirements
Product: LifeSaver Club certificate minimum balance is $500. Substantial penalty for early withdrawal. Rates effective as of 7/3/2026.
Offer: LifeSaver Club certificate minimum balance is $500. Substantial penalty for early withdrawal.
4.00% interest rate · Effective Jul 3, 2026
Rate checked
More details - Partners 1st Federal Credit UnionJumpStart Term SavingsCD · 24 months · $0 min
Credit union · 9 branches
4.07%APY$831 over 24 months on $10,000Requirements
Product: JumpStart Term Savings is a 24-month Share Certificate. No starting deposit allowed. Maximum $200 automatic weekly deposit. Minimum $5 monthly deposits. Upon maturity, certificate will renew as a standard 24-month term share certificate at current rate. Early redemption penalty equals forfeiture of 180 days earnings. Dividends earned daily and paid monthly.
Offer: No starting deposit allowed. Maximum $200 automatic weekly deposit; minimum $5 monthly deposits. Early redemption penalty equals forfeiture of 180 days earnings.
4.00% interest rate
Rate checked
More details - Home National BankCertificates of DepositCD · 6 months · $1,000 min · 4.06%–4.11% by balance
Bank · 2 branches
4.06%APY$201 over 6 months on $10,000with conditionsRequirements
Product: Earn a bonus on all normal CD rates (excludes special CDs) when you have or open a Home Green, Home Plus or Home Grand 55 checking account. Jumbo rate applies to balances of $100,000.00 and over. Penalty for early CD withdrawal CDs maturing in 1 year or less – penalty is 3 months of interest earned or would have been earned. CDs maturing in over 1 year – penalty is 6 months of interest earned or would have been earned.
Qualified rate · 4.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Any balanceYour amount 4.06% $100,000 and up 4.11% Rate checked
More details - 4.06%APY$510 over 15 months on $10,000intro rate
Requirements
Product: $500 minimum. Terms range from 6 to 60 months. Contact Main Office for information regarding special rates or investment terms for single investments of $100,000 and greater (including aggregate or recent aggregate deposit of $100,000). Dividends on 6 month Certificates are paid and compounded semiannual at maturity; all other Certificates are paid and compounded quarterly. Automatic renewals.
Offer: 15-Month Special. Dividends paid and compounded quarterly.
Promotional rate · 4.00% interest rate · Compounded quarterly · Effective Jul 1, 2025
Rate checked
More details - 4.06%APY$793 over 23 months on $10,000
Requirements
Product: Substantial interest penalty for early withdrawal. Monthly interest checks are not available, but interest may be direct deposited to checking/savings or added back to CD.
Offer: Compounded Quarterly.
4.00% interest rate · Compounded quarterly · Effective Oct 13, 2026
Rate checked
More details - 4.05%APY$234 over 7 months on $10,000intro rate
Requirements
Product: FDIC-insured. Minimum opening deposit is generally $500. Early withdrawal penalty applies.
Offer: Limited-time offer. Must be opened with money not currently on deposit at Horizon Bank. Automatically renews to a 6-month fixed-rate CD. Penalty for early withdrawal.
Promotional rate · Effective Sep 29, 2026
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More details - 4.05%APY$439 over 13 months on $10,000
Requirements
Product: Early withdrawal penalties may apply.
3.98% interest rate · Effective Aug 20, 2026
Rate checked
More details - 4.05%APY$439 over 13 months on $10,000
Requirements
Product: Add funds at any time. Early withdrawal penalty may apply: 3 months interest on highest balance for 7-month CD, 6 months interest on highest balance for 13-month CD.
Offer: Renews into 12 months at maturity. Allows 2 withdrawals during the term with a Member Service representative as long as at least $5,000 remains in the CD.
3.98% interest rate · Effective Aug 20, 2026
Rate checked
More details - 4.05%APY$2,690 over 72 months on $10,000
Requirements
Product: Allows changing certificate rate one time during the term if rates go up. $200 minimum deposit to open. Penalty for early withdrawal. Dividends compounded and paid monthly.
3.98% interest rate
Rate checked
More details - 4.01%APY$333 over 10 months on $10,000
Requirements
Product: Dividends are calculated monthly and paid monthly. Penalties for early withdrawals may apply and fees may reduce earnings. Minimum deposit of $500 required to open all Certificates (excluding Save to Win). Terms range from 91 days to 60 months.
Offer: Pick Your Term Certificate Special: Choose a 10-month or 15-month term. Renews at maturity for a 12-month term. Available for Consumer, Commercial and IRA certificates. Not available for Public Funds. Subject to cancellation at any time.
3.94% interest rate · Effective Sep 23, 2026
Rate checked
More details - 4.01%APY$367 over 11 months on $10,000
Requirements
Product: Fixed interest rate locked in at time of deposit. Early withdrawal penalties apply.
Offer: Special CD. Based on monthly compounding. No public funds. 11 month CD renews for a 12-month term at maturity at current market rate. Early withdrawal penalty applies.
3.93% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.00%APY$198 over 6 months on $10,000
Requirements
Offer: Under $50,000 (Dividends Paid at Maturity)
Effective Oct 13, 2024
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More details - 4.00%APY$198 over 6 months on $10,000intro rate
Requirements
Product: Terms available ranging from 3 months to 60 months. Penalty will be imposed for early withdrawal.
Offer: New accounts only with $10,000 new money deposit. Penalty will be imposed for early withdrawal.
Promotional rate · Effective Apr 20, 2026
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More details - 4.00%APY$231 over 7 months on $10,000
Requirements
Offer: Limited time special. Early withdrawal penalty equals 90-days dividend on the amount withdrawn.
3.93% interest rate · Effective May 18, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Penalties for early withdrawal. All certificates require a $500 minimum opening deposit with the exception of the 48 month special and 12 month special requiring a $5,000 deposit.
Offer: Special 12 Month CD. Requires a $5,000 deposit. Penalties for early withdrawal.
Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Indiana
1,673 CDs at 171 banks and credit unions · checked Oct 15–22
- Typical
- 2.94%
- Top 10% from
- 4.03%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.04%
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Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch