Credit union · NCUA insured
Advanz Credit Union CD Rates
Advanz Credit Union’s best CD rate is 4.06% APY on a 15-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Advanz Credit Union’s CD rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Advanz Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Advanz Credit Union
4.06%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $510
Term Certificates
Top rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
2nd-highest rate
Lincoln National Bank
4.65%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $505
Advanz Credit Union CD score
87
CD score
Higher than 76% of U.S. banks and credit unions
- 3–8 months3–8 mo3.02%
- 9–15 months9–15 mo4.06%
- 16–30 months16–30 mo4.06%
- 31–60 months31–60 mo3.49%
- QualifiedQualified4.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Advanz Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Certificates
Up to 4.06%APY · 8 terms
$500 minimum. Terms range from 6 to 60 months. Contact Main Office for information regarding special rates or investment terms for single investments of $100,000 and greater (including aggregate or recent aggregate deposit of $100,000). Dividends on 6 month Certificates are paid and compounded semiannual at maturity; all other Certificates are paid and compounded quarterly. Automatic renewals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends paid and compounded semiannual at maturity | 3.02% | $150 |
| 12 monthsDividends paid and compounded quarterly | 3.80% | $380 |
| 15 months15-Month Special. Dividends paid and compounded quarterly | 4.06% | $510 |
| 24 monthsDividends paid and compounded quarterly | 3.29% | $669 |
| 30 months30-Month Special. Dividends paid and compounded quarterly | 4.06% | $1,046 |
| 36 monthsDividends paid and compounded quarterly | 3.29% | $1,020 |
| 48 monthsDividends paid and compounded quarterly | 3.39% | $1,427 |
| 60 monthsDividends paid and compounded quarterly | 3.49% | $1,871 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Certificates
Up to 4.06%APY · 8 terms
IRA Certificates have the same rates as Certificates quoted. Minimum is a 6-month term. $500 minimum balance. Contact Main Office for information regarding special rates or investment terms for single investments of $100,000 and greater.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.02% | $150 |
| 12 months | 3.80% | $380 |
| 15 months15-Month Special | 4.06% | $510 |
| 24 months | 3.29% | $669 |
| 30 months30-Month Special | 4.06% | $1,046 |
| 36 months | 3.29% | $1,020 |
| 48 months | 3.39% | $1,427 |
| 60 months | 3.49% | $1,871 |
Sources (1)
- advanzcu.org/Rates/Savings-Rates · captured Sep 19, 2026
Who can join Advanz Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.