Bank · FDIC insured
Horizon Bank CD Rates
Horizon Bank’s best CD rate is 4.05% APY on a 7-month CD. Terms run from 6 months to 7 months. Rates checked October 15, 2026.
How Horizon Bank’s CD rates compare
Compared with banks and credit unions in Indiana, where Horizon Bank has the most branches. $10,000, best rate first.
This bank’s best
Horizon Bank
4.05%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $234
Certificate of Deposit
Top rate
Public Service Credit Union
6.00%APY
- Term
- 11 months
- Minimum
- $20
- Earns on $10,000
- $549
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.05%APY · 2 terms
FDIC-insured. Minimum opening deposit is generally $500. Early withdrawal penalty applies.
| Term | APY · Any balance | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 0.10% | — | 0.10% | $5 |
| 7 monthsLimited-time offer. Must be opened with money not currently on deposit at Horizon Bank. Automatically renews to a 6-month fixed-rate CD. Penalty for early withdrawal | — | 4.05% | 4.05% | $234 |
Sources (3)
- open.horizonbank.com/products/6MonthCd
- horizonbank.com/personal/certificates-of-deposit
- horizonbank.com/smart-savings
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.