Bank · FDIC insured
GBC Bank CD Rates
GBC Bank’s best CD rate is 4.01% APY on an 11-month CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How GBC Bank’s CD rates compare
Compared with banks and credit unions near Indianapolis, IN, where GBC Bank has the most branches. $10,000, best rate first.
This bank’s best
GBC Bank
4.01%APY
- Term
- 11 months
- Minimum
- $5,000
- Earns on $10,000
- $367
Certificates of Deposit
Top rate
IU Credit Union
4.50%APY
- Term
- 6 months
- Minimum
- $2,000
- Earns on $10,000
- $223
2nd-highest rate
Elements Financial
4.50%APY
- Term
- 8 months
- Minimum
- $1,000
- Earns on $10,000
- $298
GBC Bank CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.01%
- 16–30 months16–30 mo0.70%
- 31–60 months31–60 mo1.00%
- QualifiedQualified4.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GBC Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.01%APY · 11 terms
Fixed interest rate locked in at time of deposit. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalty: lose 1 month interest | 0.20% | $5 |
| 5 monthsSpecial CD. Based on monthly compounding. No public funds. 5 month CD renews for a 6-month term at maturity at current market rate. Early withdrawal penalty applies | 3.75% | $155 |
| 6 monthsEarly withdrawal penalty: lose 3 months interest | 0.35% | $17 |
| 9 monthsEarly withdrawal penalty: lose 3 months interest | 0.35% | $26 |
| 11 monthsSpecial CD. Based on monthly compounding. No public funds. 11 month CD renews for a 12-month term at maturity at current market rate. Early withdrawal penalty applies | 4.01% | $367 |
| 12 monthsEarly withdrawal penalty: lose 3 months interest | 0.60% | $60 |
| 18 monthsEarly withdrawal penalty: lose 6 months interest | 0.65% | $98 |
| 24 monthsEarly withdrawal penalty: lose 6 months interest | 0.70% | $140 |
| 36 monthsEarly withdrawal penalty: lose 6 months interest | 0.80% | $242 |
| 48 monthsEarly withdrawal penalty: lose 6 months interest | 0.90% | $365 |
| 60 monthsEarly withdrawal penalty: lose 6 months interest | 1.00% | $510 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.