Bank · FDIC insured
Home National Bank CD Rates
Home National Bank’s best CD rate is 4.11% APY on a 6-month CD, with extra requirements. Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Home National Bank’s CD rates compare
Compared with banks and credit unions near Indianapolis, IN, where Home National Bank has the most branches. $10,000, best rate first.
This bank’s best
Home National Bank
4.06%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $201
Certificates of Deposit
Top rate
IU Credit Union
4.50%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $223
2nd-highest rate
Elements Financial
4.50%APY
- Term
- 8 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $298
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.06%APY · 8 terms
Earn a bonus on all normal CD rates (excludes special CDs) when you have or open a Home Green, Home Plus or Home Grand 55 checking account. Jumbo rate applies to balances of $100,000.00 and over. Penalty for early CD withdrawal CDs maturing in 1 year or less – penalty is 3 months of interest earned or would have been earned. CDs maturing in over 1 year – penalty is 6 months of interest earned or would have been earned.
| Term | APY · Any balance | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 4.06% | — | 4.06% | $201 |
| 6 monthsJumbo rate applies to balances of $100,000.00 and over | — | 4.11% | —4.11% from $100k | — |
| 12 months | 3.96% | — | 3.96% | $396 |
| 12 monthsJumbo rate applies to balances of $100,000.00 and over | — | 4.01% | —4.01% from $100k | — |
| 18 months | 3.29% | — | 3.29% | $498 |
| 18 monthsJumbo rate applies to balances of $100,000.00 and over | — | 3.34% | —3.34% from $100k | — |
| 24 months | 3.14% | — | 3.14% | $638 |
| 24 monthsJumbo rate applies to balances of $100,000.00 and over | — | 3.19% | —3.19% from $100k | — |
| 30 months | 2.12% | — | 2.12% | $538 |
| 30 monthsJumbo rate applies to balances of $100,000.00 and over | — | 2.17% | —2.17% from $100k | — |
| 36 months | 2.12% | — | 2.12% | $650 |
| 36 monthsJumbo rate applies to balances of $100,000.00 and over | — | 2.17% | —2.17% from $100k | — |
| 48 months | 2.22% | — | 2.22% | $918 |
| 48 monthsJumbo rate applies to balances of $100,000.00 and over | — | 2.27% | —2.27% from $100k | — |
| 60 months | 2.32% | — | 2.32% | $1,215 |
| 60 monthsJumbo rate applies to balances of $100,000.00 and over | — | 2.37% | —2.37% from $100k | — |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Accounts
2.12%APY · 1 term
IRA interest rates are subject to change quarterly and are based on the 30 month CD rate. Contact the bank to learn more about IRA options.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 30 monthsIRA interest rates are subject to change quarterly and are based on the 30 month CD rate | 2.12% | $538 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.