Bank · FDIC insured
CFBank CD Rates
CFBank’s best CD rate is 4.00% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How CFBank’s CD rates compare
Compared with banks and credit unions near Columbus, OH, where CFBank has the most branches. $10,000, best rate first.
This bank’s best
CFBank
4.00%APY
- Term
- 6 months
- Minimum
- $10,000
- Earns on $10,000
- $198
Certificates of Deposit
Top rate
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,338
2nd-highest rate
Scott Associates Credit Union Inc
5.06%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,802
CFBank CD score
83
CD score
Higher than 63% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.00%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CFBank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 5 terms
Terms available ranging from 3 months to 60 months. Penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNew accounts only with $10,000 new money deposit. Penalty will be imposed for early withdrawal | 4.00% | $198 |
| 9 monthsNew accounts only with $10,000 new money deposit. Penalty will be imposed for early withdrawal | 4.00% | $299 |
| 12 monthsNew accounts only with $10,000 new money deposit. Penalty will be imposed for early withdrawal | 4.00% | $400 |
| 36 monthsNew accounts only with $10,000 new money deposit. Penalty will be imposed for early withdrawal | 3.50% | $1,087 |
| 60 monthsNew accounts only with $10,000 new money deposit. Penalty will be imposed for early withdrawal | 3.50% | $1,877 |
Sources (1)
- cf.bank/Personal/Personal-Banking/Savings · captured Sep 17, 2026
Opening an account
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