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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in District of Columbia

  1. Top Carrot, Carrot Score 87
    USPS Federal Credit UnionMoney Market Add-On CertificateCD · 6 months · $5,000 min

    Credit union · 1 branch

    3.25%APY$161 over 6 months on $10,000
  2. Presidential Bank3 Year CDCD · 36 months · $1,000 min

    Bank · 1 branch

    3.25%APY$1,007 over 36 months on $10,000
  3. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 22 branches

    3.15%APY$315 over 1 year on $10,000
  4. OAS Federal Credit UnionShare CertificatesCD · 12 months · $500 min · 3.05%–3.10% by balance

    Credit union · 1 branch

    3.05%APY$305 over 1 year on $10,000
  5. OAS Federal Credit UnionRegular Share CertificatesCD · 12 months · $500 min · 3.05%–3.10% by balance

    Credit union · 1 branch

    3.05%APY$305 over 1 year on $10,000
  6. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionDream Plan Share CertificateCD · 60 months · $25 min

    Credit union · 1 branch

    3.04%APY$1,615 over 60 months on $10,000
  7. Government Printing Office FCUShare CertificatesCD · 24 months · $500 min

    Credit union · 1 branch

    3.03%APY$616 over 24 months on $10,000
  8. Atlantic Union BankStandard Certificate of Deposit (CD)CD · 3 months · $1,000 min

    Bank · 2 branches

    3.00%APY$74 over 3 months on $10,000
  9. BankFund Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · 4 branches

    3.00%APY$300 over 1 year on $10,000
  10. BankFund Credit UnionExtended Term Share CertificateCD · 84 months · $1,000 min

    Credit union · 4 branches

    3.00%APY$2,299 over 84 months on $10,000
  11. United States Senate Federal Credit UnionSmart Share CertificatesCD · 60 months · 2.99%–3.10% by balance

    Credit union · 2 branches

    2.99%APY$1,587 over 60 months on $10,000
  12. EP Federal Credit UnionBump Up CertificatesCD · 48 months · $1,000 min

    Credit union · 2 branches

    2.93%APY$1,225 over 48 months on $10,000
  13. Top Carrot, Carrot Score 94
    IDB Global Federal Credit UnionStep-Up CertificateCD · 48 months · $1,000 min

    Credit union · 1 branch

    2.90%APY$1,211 over 48 months on $10,000
  14. United States Senate Federal Credit UnionBump Rate Share CertificateCD · 60 months · $1,000 min · 2.89%–2.99% by balance

    Credit union · 2 branches

    2.89%APY$1,531 over 60 months on $10,000
  15. InFirst Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min

    Credit union · 1 branch

    2.78%APY$564 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in District of Columbia

670 CDs at 60 banks and credit unions · checked Oct 16–22

Typical
3.10%
Top 10% from
4.10%
Banks, typical
2.00%
Credit unions, typical
3.40%

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District of Columbia

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. EagleBankBank · 3 branches
  2. PenFed Credit UnionCredit union · 3 branches
  3. American Airlines Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate