Credit union · NCUA insured
EP Federal Credit Union
A $74.6M credit union headquartered in Washington, DC, with 4,087 members and 3 branches in 2 states. Best rates: CDs 3.50% and savings 0.20% APY.
EP Federal Credit Union Carrot Score
81
Carrot Score
Higher than 55% of U.S. banks and credit unions
#62 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About EP Federal Credit Union
- Headquarters
- 301 13th Street SW RM 215A, Washington, DC 20228-0001
- NCUA charter
- 262
Branches
3 branches in 2 states
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District of Columbia
2 branches
- MainMain office301 13th Street SW RM 215A, Washington, DC 20228Directions
- Catholic University Office620 Michigan Ave NE, Leahy Hall Rm 180, Washington, DC 20064Directions
Texas
1 branch
- Ft Worth Office9000 Blue Mound Rd, Fort Worth, TX 76131Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.56% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.20% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.43% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $59 | $59 | — |
- CapitalNet worth ratio8.56%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.20%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.43%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$59Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of EP Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.