Credit union · NCUA insured
Government Printing Office FCU CD Rates
Government Printing Office FCU’s best CD rate is 3.03% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Government Printing Office FCU’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Government Printing Office FCU has the most branches. $10,000, best rate first.
This credit union’s best
Government Printing Office FCU
3.03%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $616
Share Certificates
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
Government Printing Office FCU CD score
69
CD score
Higher than 23% of U.S. banks and credit unions
- 3–8 months3–8 mo2.52%
- 9–15 months9–15 mo2.78%
- 16–30 months16–30 mo3.03%
- 31–60 months31–60 mo3.03%
- QualifiedQualified3.03%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Government Printing Office FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.03%APY · 6 terms
No dividends are paid on balances that fall below account minimum balance requirements. Early withdrawal penalties apply to dividends only and do not reduce principal balance (penalty is between 5 and 90 days of simple interest on amount withdrawn).
| Term | APY · $500 and up | APY · $2,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsMinimum opening deposit: $500 | 2.52% | — | 2.52% | $125 |
| 12 monthsMinimum opening deposit: $500 | 2.78% | — | 2.78% | $278 |
| 24 monthsMinimum opening deposit: $500 | 3.03% | — | 3.03% | $616 |
| 36 monthsMinimum opening deposit: $2,000 | — | 3.03% | 3.03% | $938 |
| 48 monthsMinimum opening deposit: $2,000 | — | 3.03% | 3.03% | $1,270 |
| 60 monthsMinimum opening deposit: $2,000 | — | 2.52% | 2.52% | $1,327 |
Sources (3)
- gpofcu.org/savings-dividend-rates
- gpofcu.org/share-certificates
- gpofcu.org/s/Account-Rate-Disc…-of-January-2-2026-1.pdf
All captured Sep 19, 2026
Jumbo Share Certificates
Up to 3.02%APY · 3 terms
No dividends are paid on balances that fall below account minimum balance requirements. Early withdrawal penalties apply to dividends only and do not reduce principal balance.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum opening deposit: $25,000 | 2.52% | — |
| 12 monthsMinimum opening deposit: $25,000 | 2.78% | — |
| 24 monthsMinimum opening deposit: $25,000 | 3.02% | — |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Certificates
Up to 3.03%APY · 6 terms
Available as Traditional, Roth, or Coverdell IRA Share Certificates. No dividends are paid on balances that fall below account minimum balance requirements.
| Term | APY · $500 and up | APY · $2,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsMinimum opening deposit: $500 | 2.52% | — | 2.52% | $125 |
| 12 monthsMinimum opening deposit: $500 | 2.78% | — | 2.78% | $278 |
| 24 monthsMinimum opening deposit: $500 | 3.03% | — | 3.03% | $616 |
| 36 monthsMinimum opening deposit: $2,000 | — | 3.03% | 3.03% | $938 |
| 48 monthsMinimum opening deposit: $2,000 | — | 3.03% | 3.03% | $1,270 |
| 60 monthsMinimum opening deposit: $2,000 | — | 2.52% | 2.52% | $1,327 |
Sources (3)
- gpofcu.org/savings
- gpofcu.org/savings-dividend-rates
- gpofcu.org/s/Account-Rate-Disc…-of-January-2-2026-1.pdf
All captured Sep 19, 2026
Who can join Government Printing Office FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, attend school, or worship in Southeast, Southwest, Northeast, or most areas of Northwest Washington, DC are eligible to join.
Military, government and schools
- Persons employed by or retired from GPO or one of the eligible employer groups sponsoring GPOFCU membership are eligible to join.
Family and household
- Persons who have a family or household member who is already a GPOFCU member are eligible to join.
Cost to join
- A $10 Share Savings Account deposit establishing one share of ownership is required within 30 days of submitting an account application.
Membership information collected October 4, 2026.