Credit union · NCUA insured
IDB Global Federal Credit Union CD Rates
Top CarrotIDB Global Federal Credit Union’s best CD rate is 3.55% APY on a 1-year share certificate (CD). Terms run from 6 months to 7 years. Rates checked September 24, 2026.
How IDB Global Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where IDB Global Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
IDB Global Federal Credit Union
3.45%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $345
Share Certificate
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
IDB Global Federal Credit Union CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo3.45%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.15%
- QualifiedQualified3.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where IDB Global Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.45%APY · 10 terms
Must be a member of IDB Global Federal Credit Union.
| Term | APY · $1,000 – $100,000 | APY · $100,000 – $250,000 | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | — | 3.45% | — | —3.45% $100k–$250k | — |
| 6 monthsRegular tier | 3.40% | — | — | 3.40% | $169 |
| 6 monthsSuper | — | — | 3.50% | —3.50% from $250k | — |
| 12 months | — | 3.50% | — | —3.50% $100k–$250k | — |
| 12 monthsRegular tier | 3.45% | — | — | 3.45% | $345 |
| 12 monthsSuper | — | — | 3.55% | —3.55% from $250k | — |
| 18 months | — | 3.35% | — | —3.35% $100k–$250k | — |
| 18 monthsRegular tier | 3.30% | — | — | 3.30% | $499 |
| 18 monthsSuper | — | — | 3.45% | —3.45% from $250k | — |
| 24 months | — | 3.30% | — | —3.30% $100k–$250k | — |
| 24 monthsRegular tier | 3.25% | — | — | 3.25% | $661 |
| 24 monthsSuper | — | — | 3.35% | —3.35% from $250k | — |
| 30 months | — | 3.25% | — | —3.25% $100k–$250k | — |
| 30 monthsRegular tier | 3.15% | — | — | 3.15% | $806 |
| 30 monthsSuper | — | — | 3.30% | —3.30% from $250k | — |
| 36 months | — | 3.20% | — | —3.20% $100k–$250k | — |
| 36 monthsRegular tier | 3.15% | — | — | 3.15% | $975 |
| 36 monthsSuper | — | — | 3.30% | —3.30% from $250k | — |
| 48 months | — | 3.20% | — | —3.20% $100k–$250k | — |
| 48 monthsRegular tier | 3.15% | — | — | 3.15% | $1,321 |
| 48 monthsSuper | — | — | 3.30% | —3.30% from $250k | — |
| 60 months | — | 3.15% | — | —3.15% $100k–$250k | — |
| 60 monthsRegular tier | 3.10% | — | — | 3.10% | $1,649 |
| 60 monthsSuper | — | — | 3.25% | —3.25% from $250k | — |
| 72 months | — | 3.15% | — | —3.15% $100k–$250k | — |
| 72 monthsRegular tier | 3.10% | — | — | 3.10% | $2,010 |
| 72 monthsSuper | — | — | 3.25% | —3.25% from $250k | — |
| 84 months | — | 3.15% | — | —3.15% $100k–$250k | — |
| 84 monthsRegular tier | 3.10% | — | — | 3.10% | $2,383 |
| 84 monthsSuper | — | — | 3.25% | —3.25% from $250k | — |
Step-Up Certificate
Up to 2.90%APY · 3 terms
At your discretion, you may change the dividend rate on the account once during the life of the certificate if rates increase, as determined by the credit union board of directors. Account will not renew automatically at maturity. Must be a member of IDB Global Federal Credit Union.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 48 monthsRate may be changed once during the term if rates increase | 2.90% | $1,211 |
| 60 monthsRate may be changed once during the term if rates increase | 2.85% | $1,509 |
| 72 monthsRate may be changed once during the term if rates increase | 2.85% | $1,837 |
Sources (2)
All captured Sep 19, 2026
Who can join IDB Global Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.