Credit union · NCUA insured
BankFund Credit Union CD Rates
BankFund Credit Union’s best CD rate is 3.50% APY on a 1-year share certificate (CD). Terms run from 6 months to 10 years. Rates checked October 22, 2026.
How BankFund Credit Union’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where BankFund Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
BankFund Credit Union
3.00%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $300
Share Certificate
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
BankFund Credit Union CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo2.75%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankFund Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Share Certificate
Up to 3.50%APY · 9 terms
Rates subject to change daily and fixed for term. Dividends calculated daily, paid and compounded quarterly and at maturity. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.25% | $161 |
| 12 months | 3.50% | $350 |
| 18 months | 3.00% | $453 |
| 24 months | 3.00% | $609 |
| 30 months | 3.00% | $767 |
| 36 months | 3.00% | $927 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.00% | $1,593 |
| 72 months | 3.00% | $1,941 |
Sources (1)
- bfsfcu.org/bank/certificate-accounts.html · captured Oct 3, 2026
Extended Term Share Certificate
3.00%APY · 2 terms
Rates subject to change daily and fixed for term. Dividends calculated daily, paid and compounded quarterly and at maturity. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 84 months | 3.00% | $2,299 |
| 120 months | 3.00% | $3,439 |
Sources (1)
- bfsfcu.org/bank/certificate-accounts.html · captured Oct 3, 2026
Share Certificate
Up to 3.00%APY · 9 terms
Rates subject to change daily and fixed for term. Dividends calculated daily, paid and compounded quarterly and at maturity. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.75% | $137 |
| 12 months | 3.00% | $300 |
| 18 months | 3.00% | $453 |
| 24 months | 3.00% | $609 |
| 30 months | 3.00% | $767 |
| 36 months | 3.00% | $927 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.00% | $1,593 |
| 72 months | 3.00% | $1,941 |
Sources (1)
- bfsfcu.org/bank/certificate-accounts.html · captured Oct 3, 2026
Special-purpose accounts
Young Savers Share Certificate
3.00%APY · 1 term
Rates subject to change daily and fixed for term. Dividends calculated daily, paid and compounded quarterly and at maturity. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.00% | $300 |
Sources (1)
- bfsfcu.org/bank/certificate-accounts.html · captured Oct 3, 2026
Who can join BankFund Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.