Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Alabama
- 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: You can add money any time until maturity. No maximum balance.
3.92% interest rate · Effective Oct 22, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
Effective Aug 1, 2026
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More details - Southern Energy Credit UnionCertificates of Deposit (CDs)CD · 13 months · $500 min
Credit union · 20 branches
4.00%APY$434 over 13 months on $10,000Requirements
Product: Available to qualifying members. Minimum $500 deposit required to open a CD. Rates subject to change without notice. Interest is computed and compounded daily and posted quarterly and at maturity. At maturity, CD will automatically renew for another term at the then available APY. There is a penalty for early withdrawal. Grace period of 5 business days to withdraw a certificate after the automatic renewal date.
Compounded daily
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More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.
Promotional rate · Effective Oct 13, 2026
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More details - 4.00%APY$2,167 over 60 months on $10,000
Requirements
Product: Early withdrawal penalties apply for share certificates. Rates quoted are best available and subject to change.
Effective Oct 1, 2026
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More details - Mutual Savings Credit UnionElite Share CertificatesCD · 60 months · $10,000 min
Credit union · 7 branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: Early withdrawal penalties apply for share certificates. Rates quoted are best available and subject to change.
Effective Oct 1, 2026
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More details - Heritage South Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · 5 branches
3.97%APY$197 over 6 months on $10,000Requirements
Offer: With direct deposit and checking account
3.90% interest rate
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More details - 3.97%APY$810 over 24 months on $10,000
Requirements
Product: A penalty will or may be imposed for early withdrawal. If minimum balance requirements are not met, fees could reduce the earnings on these accounts.
3.90% interest rate · Effective Oct 16, 2026
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More details - Honda Federal Credit UnionFlex Savings CertificateCD · 20 months · $10,000 min
Credit union · 1 branch
3.90%APY$658 over 20 months on $10,000intro rateRequirements
Product: Penalty will be imposed for early withdrawal from term share accounts. Flex features: Penalty-free deposits and withdrawals allowed during a 10-day window at month 5 or 10 depending on the Flex CD you have (amount must stay at or above minimum); automatic rate increase at 5 or 10 month mark if rates for Flex Certificates increase; optional automatic renewal.
Offer: Limited Time Offer. Flex Premier tier. Early withdrawal penalty applies. Add/withdraw penalty-free at 10-day window.
Promotional rate · 3.82% interest rate · Effective Oct 12, 2026
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More details - 3.85%APY$191 over 6 months on $10,000
Requirements
Product: Rates effective January 01, 2026. Rates subject to change without notice.
Offer: Term: 6 months.
3.80% interest rate · Effective Jan 1, 2026
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More details - 3.85%APY$287 over 9 months on $10,000
Requirements
Product: Pays dividends quarterly. Lock those savings in with ASE for long term earnings. $500 minimum opening deposit.
Offer: Quarterly compounding
3.80% interest rate
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More details - 3.85%APY$287 over 9 months on $10,000
Requirements
Product: Minimum opening deposit $500. Pays dividends quarterly.
Offer: Interest compound period: Quarterly
3.80% interest rate
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More details - Gulf Coast Federal Credit Union12-month Certificate of DepositCD · 12 months · $500 min
Credit union · 3 branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Other accounts and terms available.
Offer: Up to 3.82% APY. Terms from 6 to 48 months mentioned generally for certificates of deposit.
Effective Jul 1, 2026
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More details - 3.81%APY$189 over 6 months on $10,000
Requirements
Product: A penalty may apply for early withdrawal of funds. Minimum deposit of $1,000. Terms range from 90 days to 3 years.
Offer: A penalty may apply for early withdrawal of funds.
3.75% interest rate · Effective Jul 11, 2026
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More details - 3.80%APY$252 over 8 months on $10,000with conditions
Requirements
Product: Interest earned is compounded daily and credited monthly. Subject to early withdrawal penalty. Automatically renews on maturity date.
Offer: Early withdrawal penalty: terms 12 months or less subject to an amount equal to 91 days of interest earned or that could have been earned. 10-day grace period after maturity to withdraw funds without penalty. Maximum Relationship Rate shown.
Qualified rate · Compounded daily · Effective Sep 24, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Alabama
830 CDs at 91 banks and credit unions · checked Oct 16–22
- Typical
- 3.29%
- Top 10% from
- 4.06%
- Banks, typical
- 1.50%
- Credit unions, typical
- 3.46%
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Alabama
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Auburn University Credit UnionCredit union · 3 branches
- ASE Credit UnionCredit union · 9 branches
- AOD Federal Credit UnionCredit union · 6 branches