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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Madison, WI

  1. Town Bank, N.A.12 Month CD SpecialCD · 12 months · $1,000 min

    Bank · 1 branch

    4.00%APY$400 over 1 year on $10,000intro rate
  2. Town Bank, N.A.13-Month CD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    4.00%APY$434 over 13 months on $10,000intro rate
  3. Avestar CUShare CertificateCD · 7 months · $500 min

    Credit union · 1 branch

    3.91%APY$226 over 7 months on $10,000
  4. Johnson BankCertificate of Deposit (CD) SpecialsCD · 13 months · $5,000 min

    Bank · 2 branches

    3.85%APY$418 over 13 months on $10,000intro rate
  5. Capitol BankCertificates of DepositCD · 25 months · $2,500 min

    Bank · 2 branches

    3.75%APY$797 over 25 months on $10,000intro rate
  6. Wings Credit UnionFlex CertificateCD · 36 months · $1,000 min

    Credit union · 1 branch

    3.75%APY$1,168 over 36 months on $10,000
  7. Top Carrot, Carrot Score 92
    UW Credit UnionRate Bump CertificateCD · 24 months · $5,000 min · 3.50%–3.60% by balance

    Credit union · 9 branches

    3.50%APY$712 over 24 months on $10,000
  8. Dupaco Community Credit UnionRegular CertificatesCD · 6 months · $1,000 min

    Credit union · 2 branches

    3.40%APY$169 over 6 months on $10,000
  9. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 5 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  10. Top Carrot, Carrot Score 92
    UW Credit UnionNo Penalty CertificateCD · 9 months · $5,000 min · 3.25%–3.35% by balance

    Credit union · 9 branches

    3.30%APY$246 over 9 months on $10,000
  11. Top Carrot, Carrot Score 92
    UW Credit UnionRegular CertificateCD · 9 months · $500 min · 3.25%–3.35% by balance

    Credit union · 9 branches

    3.30%APY$246 over 9 months on $10,000
  12. WEA Credit UnionShare Certificates (CDs)CD · 36 months · $500 min

    Credit union · 1 branch

    3.25%APY$1,007 over 36 months on $10,000
  13. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 6 branches

    3.25%APY$161 over 6 months on $10,000
  14. Madison Credit UnionCertificatesCD · 12 months · $500 min · 0.75%–3.03% by balance

    Credit union · 1 branch

    3.03%APY$303 over 1 year on $10,000
  15. Avestar CUContributing CDCD · 36 months · $250 min

    Credit union · 1 branch

    3.03%APY$937 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Madison, WI

312 CDs at 23 banks and credit unions · checked Oct 16–22

Typical
2.21%
Top 10% from
4.05%
Banks, typical
0.75%
Credit unions, typical
3.30%

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Madison, WI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. UW Credit UnionCredit union · 17 branches
  2. Marine Credit UnionCredit union · 2 branches
  3. Blackhawk Community Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate