Bank · FDIC insured
Capitol Bank CD Rates
Capitol Bank’s best CD rate is 3.75% APY on a 25-month CD. Terms run from 7 months to 25 months. Rates checked October 16, 2026.
How Capitol Bank’s CD rates compare
Compared with banks and credit unions near Madison, WI, where Capitol Bank has the most branches. $10,000, best rate first.
This bank’s best
Capitol Bank
3.75%APY
- Term
- 25 months
- Minimum
- $2,500
- Earns on $10,000
- $797
Certificates of Deposit
Top rate
Madison Fire Department Credit Union
4.55%APY
- Term
- 16 months
- Minimum
- —
- Earns on $10,000
- $611
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
Capitol Bank CD score
74
CD score
Higher than 35% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Capitol Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.75%APY · 3 terms
Minimum opening deposit: $1,000 for standard term; $2,500 for special term. Fixed interest rate for the term of the certificate. Interest compounded and credited quarterly. Penalty for early withdrawal may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsFor new money; $2,500 minimum opening balance required; interest compounded and credited quarterly; APY assumes interest remains on deposit until maturity; penalty for early withdrawal | 3.25% | $188 |
| 15 monthsFor new money; $2,500 minimum opening balance required; interest compounded and credited quarterly; APY assumes interest remains on deposit until maturity; penalty for early withdrawal | 3.50% | $439 |
| 25 monthsFor new money; $2,500 minimum opening balance required; interest compounded and credited quarterly; APY assumes interest remains on deposit until maturity; penalty for early withdrawal | 3.75% | $797 |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.