Bank · FDIC insured
Capitol Bank
A $565.3M bank headquartered in Madison, WI, with 3 branches in Wisconsin. Best rates: CDs 3.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs743.75%for 16–30 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Capitol Bank
Capitol Bank is a locally owned community bank based in Madison and Verona, Wisconsin.
Founded in 1995, the bank serves residents and businesses across the Greater Dane County area.
The institution specializes in commercial lending, business banking, mortgage lending, and personal banking services.
- Headquarters
- 710 N High Point Rd, Madison, WI 53717
- FDIC certificate
- 34074 ↗
Branches
3 branches in Wisconsin
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Wisconsin
3 branches
- Capitol BankMain office710 N High Point Rd, Madison, WI 53717Directions
- East Branch5427 Eastpark Boulevard, Madison, WI 53718Directions
- 108 East Verona Avenue Office108 E Verona Ave, Verona, WI 53593Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.42% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.02% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.12% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $91 | $81 | — |
- CapitalLeverage ratio12.42%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.02%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.12%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$91Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Capitol Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.